AFNI Debt Help

2,470

Consumer Issues

There are 2,470 issues about AFNI

100%

Acceptable Response Time

AFNI responded to 2470 consumer issues in a timely manner

407

Issues so far in 2018

407 issues through April 25th, 2019. There were 620 consumer issues in 2017.

AFNI Debt collection

There are 2,470 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from AFNI, it is helpful to research their strategies.

We have archived 2,470 consumer complaints against AFNI, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how AFNI deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

1,479 Filings

  • Debt is not mine: 919
  • Debt was already discharged in bankruptcy: 37
  • Debt was paid: 346
  • Debt was result of identity theft: 177

Debt Verification

582 Filings

  • Communications failed to disclose attempt to collect a debt: 20
  • Not enough info provided to verify debt: 427
  • Right to dispute debt notice not received: 135

False statements or representation

187 Filings

  • Attempted to collect wrong amount: 158
  • Impersonated an attorney or official: 2
  • Impersonated attorney, law enforcement, or government official: 7
  • Indicated committed crime not paying: 12
  • Indicated shouldn't respond to lawsuit: 1
  • Indicated you were committing crime by not paying debt: 7

Harrassing Communications

123 Filings

  • Called after sent written cease communications: 3
  • Called outside of 8am-9pm: 3
  • Frequent or repeated calls: 61
  • Threatened to take legal action: 18
  • Used obscene, profane, or other abusive language: 13
  • You told them to stop contacting you, but they keep trying: 25

Improper contact or info sharing

44 Filings

  • Contacted me after I asked not to: 10
  • Contacted my employer: 5
  • Talked to a third party about my debt: 29

Took or threatened negative or legal action

55 Filings

  • Collected or attempted to collect exempt funds: 4
  • Seized or attempted to seize my property: 3
  • Sued you in a state where you do not live or did not sign for the debt: 1
  • Sued you without properly notifying you of lawsuit: 2
  • Threatened arrest or jail if I do not pay: 5
  • Threatened or suggested your credit would be damaged: 34
  • Threatened to sue me for very old debt: 6

AFNI Debt Settlement

If you are experiencing financial hardship and are unable to make payments to AFNI, you may have the right to settle your debt for less than the full amount.

AFNI Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with AFNI into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

After viewing a copy of my credit report, I

02/23/2019

After viewing a copy of my credit report, I noticed a collection account placed on my credit report from AFNI in XX/XX/2018 in the amount of {$960.00}. First and foremost, I have confirmed that the debt collector, AFNI is not licensed in the state of Texas to collect on this debt. Secondly, AFNI violated FDCPA rules and regulations when they failed

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Debt collection / Unknown

After viewing a copy of my credit report, I

02/23/2019

After viewing a copy of my credit report, I noticed a collection account placed on my credit report from AFNI in XX/XX/2018 in the amount of {$1.00}. First and foremost, I have confirmed that the debt collector, AFNI is not licensed in the state of Texas to collect on this debt. Secondly, AFNI violated FDCPA rules and regulations when they failed

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Debt collection / Unknown

This company is calling 8-10 's a day using

AFNI Harrassing Communications / Frequent or repeated calls

02/21/2019

This company is calling 8-10 's a day using robocallers that do not leave a voicemail, however there is always a rising or tail tone message left. There is no identification of the business in any messages and there is always 5 calls that are done through number spoofing. When trying to contact this business back, unless they're calling from the

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Debt collection / Other debt

I received a letter in XXXX stating I allegedly

AFNI Improper contact or info sharing / Talked to a third party about my debt

02/13/2019

I received a letter in XXXX stating I allegedly owe this company money. I have already written a letter early XXXX and they have received it on XX/XX/XXXX at XXXX. I endured a call from this company before the end of XXXX and they have called other relatives last month and this month in XXXX, until now my parent have informed me a lady name XXXX

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Debt collection / Other debt

In the Summer of 2016, I moved away from Louisiana

AFNI Attempts to collect debt not owed / Debt was paid

02/12/2019

In the Summer of 2016, I moved away from Louisiana and settled all my debts. My cable company, XXXX XXXX, made a mistake in billing and charged me extra for services. It took me months, but I was finally able to have them tell me that my account was closed and I owed nothing. For the past three years, I've been battling them. They now say they

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Debt collection / Unknown

I have no idea who AFNI INC is or who they

02/03/2019

I have no idea who AFNI INC is or who they represent. This company entered a collection on my credit report without notifying me or contacting me regarding what this debt was about. I have never had an account with this company or anyone they claim to represent. AFNI INC is indicating that an account with the account number XXXX was opened with

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Debt collection / Auto debt

I was in an accident on XX/XX/2018, i was insured

AFNI Took or threatened negative or legal action / Seized or attempted to seize my property

01/31/2019

I was in an accident on XX/XX/2018, i was insured at that time and found to be at fault. I only had liability coverage, i paid the court and towing fees as well as my hospital bills which amounted to {$3000.00}. I provided my insurance information to the police on the spot. A month later I start getting calls from this company called AFNI. They

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