BlueChip Financial Debt Help

152

Consumer Issues

There are 152 issues about BlueChip Financial

99%

Acceptable Response Time

BlueChip Financial responded to 151 consumer issues in a timely manner

33

Issues so far in 2018

33 issues through April 25th, 2019. There were 45 consumer issues in 2017.

BlueChip Financial Debt collection

There are 152 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from BlueChip Financial, it is helpful to research their strategies.

We have archived 152 consumer complaints against BlueChip Financial, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how BlueChip Financial deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

20 Filings

  • Debt is not mine: 8
  • Debt was already discharged in bankruptcy: 1
  • Debt was paid: 10
  • Debt was result of identity theft: 1

Debt Verification

8 Filings

  • Communications failed to disclose attempt to collect a debt: 1
  • Not enough info provided to verify debt: 4
  • Right to dispute debt notice not received: 3

False statements or representation

20 Filings

  • Attempted to collect wrong amount: 6
  • Impersonated an attorney or official: 4
  • Impersonated attorney, law enforcement, or government official: 8
  • Indicated committed crime not paying: 2

Harrassing Communications

53 Filings

  • Called after sent written cease communications: 4
  • Called outside of 8am-9pm: 2
  • Frequent or repeated calls: 22
  • Threatened to take legal action: 15
  • Used obscene, profane, or other abusive language: 4
  • You told them to stop contacting you, but they keep trying: 6

Improper contact or info sharing

17 Filings

  • Contacted me after I asked not to: 2
  • Contacted my employer: 8
  • Talked to a third party about my debt: 7

Took or threatened negative or legal action

34 Filings

  • Collected or attempted to collect exempt funds: 2
  • Sued you without properly notifying you of lawsuit: 5
  • Threatened arrest or jail if I do not pay: 13
  • Threatened or suggested your credit would be damaged: 6
  • Threatened to sue me for very old debt: 8

BlueChip Financial Debt Settlement

If you are experiencing financial hardship and are unable to make payments to BlueChip Financial, you may have the right to settle your debt for less than the full amount.

BlueChip Financial Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with BlueChip Financial into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Payday loan debt

In XX/XX/XXXX I applied for and received an online

BlueChip Financial Attempts to collect debt not owed / Debt is not mine

03/09/2019

In XX/XX/XXXX I applied for and received an online loan from BlueChip financial DBA XXXX. The loan amount was {$800.00} with 17 payments of {$130.00} totaling {$2200.00}. I made several payments totaling {$930.00} which was more than the amount loaned to me. In XXXX, I had some financial and health issues come up and I couldnt make my payments. Not

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Debt collection / Payday loan debt

I got a loan from XXXX XXXX for the amount of

BlueChip Financial False statements or representation / Attempted to collect wrong amount

02/01/2019

I got a loan from XXXX XXXX for the amount of {$800.00}. I attempted to pay them the money and thought I would pay them back with just a few dollars for interest. They ended up restructuring the loan of {$800.00} saying that I owed {$2000.00}. The company is engaging in predatory lending practices on its loans to the consumer. The balance owed is

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Debt collection / Other debt

I have become a victim of harassment and

11/12/2018

I have become a victim of harassment and intimidation tactics by XXXX XXXX in an attempt to collect debt on XXXX XXXX. For over a year, I have received over 30 calls a day with threats to have me arrested for theft, threats to call my job, threats to come to my job sue me, and many other things that have caused me to spiral into XXXX. And causes me

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Debt collection / Payday loan debt

XXXX Support XXXX XXXX ( 2 hours ago ) to me This

BlueChip Financial False statements or representation / Attempted to collect wrong amount

10/31/2018

XXXX Support XXXX XXXX ( 2 hours ago ) to me This is an important message for XXXX. If you are not this person, please disregard and delete it. Hello XXXX, Thank you for reaching out. You currently have XXXX. XXXXaccount has an outstanding balance of {$1300.00} with XXXX XXXX XXXX that defaulted on XX/XX/2017. This account was originally

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Debt collection / Payday loan debt

XXXX XXXX phone number XXXX. Called me and

BlueChip Financial Improper contact or info sharing / Contacted me after I asked not to

10/04/2018

XXXX XXXX phone number XXXX. Called me and threatened to take me to court they also threatened to garnish my wages from work. I only make minimum wage at work and my second source of income is Social Security XXXX. They told me that this involved a payday loan that I took out from XXXX XXXX over a year ago. Which is now gone up to {$710.00}

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Debt collection / Payday loan debt

A person called me claiming that were collecting a

BlueChip Financial Took or threatened negative or legal action / Threatened to sue me for very old debt

08/24/2018

A person called me claiming that were collecting a debt from XXXX and that they worked for a company called XXXX, which when I search it is a clothing company, and called from a number that when I searched it did not show a name of a company. The number is XXXX XXXX. They threatened to serve with me lawsuit papers if I did not pay them the amount

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Debt collection / Unknown

-Received a collection notice dated XX/XX/XXXX

BlueChip Financial Attempts to collect debt not owed / Debt was result of identity theft

07/14/2018

-Received a collection notice dated XX/XX/XXXX regarding collecting a debt from XXXX XXXX XXXX for XXXX from XXXX XXXX XXXX - Wrote back on XX/XX/XXXX indicating that this was not my debt, I have no knowledge of this and if they feel it is proper, send nature of debt, original paperwork or other documentation. - Never received any further

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Debt collection / Payday loan debt

I have received multiple phone calls from someone

BlueChip Financial Harrassing Communications / Frequent or repeated calls

06/29/2018

I have received multiple phone calls from someone named XXXX XXXX and XXXX XXXX from the " Legal Department at XXXX XXXX '' debt collection agency. I later discovered that this is a fraudulent company who has called under other company names such as " XXXX XXXX XXXX XXXX Department and XXXX XXXX XXXX Department ''. They have called me from

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Debt collection / Payday loan debt

They have violated my rights with harassing calls

BlueChip Financial Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

06/26/2018

They have violated my rights with harassing calls at my place of work, harassing calls to my family members and friends as well as threatening me on my personal phone. They call all of these places with the same threatening story that I am going to be served at my employer and sued for non payment if I don't pay them by a certain time that day. I

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