Capital Accounts Debt Help

504

Consumer Issues

There are 504 issues about Capital Accounts

95%

Acceptable Response Time

Capital Accounts responded to 479 consumer issues in a timely manner

141

Issues so far in 2018

141 issues through April 25th, 2019. There were 102 consumer issues in 2017.

Capital Accounts Debt collection

There are 504 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Capital Accounts, it is helpful to research their strategies.

We have archived 504 consumer complaints against Capital Accounts, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Capital Accounts deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

218 Filings

  • Debt is not mine: 122
  • Debt was paid: 88
  • Debt was result of identity theft: 8

Debt Verification

123 Filings

  • Communications failed to disclose attempt to collect a debt: 6
  • Not enough info provided to verify debt: 80
  • Right to dispute debt notice not received: 37

False statements or representation

59 Filings

  • Attempted to collect wrong amount: 57
  • Impersonated attorney, law enforcement, or government official: 1
  • Indicated committed crime not paying: 1

Harrassing Communications

67 Filings

  • Called after sent written cease communications: 3
  • Called outside of 8am-9pm: 5
  • Frequent or repeated calls: 21
  • Threatened to take legal action: 3
  • Used obscene, profane, or other abusive language: 15
  • You told them to stop contacting you, but they keep trying: 20

Improper contact or info sharing

19 Filings

  • Contacted me after I asked not to: 5
  • Contacted me instead of my attorney: 1
  • Contacted my employer: 4
  • Talked to a third party about my debt: 9

Took or threatened negative or legal action

18 Filings

  • Collected or attempted to collect exempt funds: 1
  • Threatened or suggested your credit would be damaged: 16
  • Threatened to sue me for very old debt: 1

Capital Accounts Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Capital Accounts, you may have the right to settle your debt for less than the full amount.

Capital Accounts Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Capital Accounts into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Medical debt

I get repeated calls from Capital Accounts

03/06/2019

I get repeated calls from Capital Accounts regarding collections for a medical debt of ~ {$50.00} ( from XXXX XXXX XXXX XXXX XXXX in XXXX ). I have formally disputed the charge, as I do not agree that XXXX XXXX XXXX should have sent any bill at all. I have always paid all my bills, and of much larger amounts.I keep getting calls, and I have

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Debt collection / Medical debt

I sent a certified letter in XX/XX/2019 asking for

Capital Accounts Attempts to collect debt not owed / Debt is not mine

03/04/2019

I sent a certified letter in XX/XX/2019 asking for verification and validation of the debt and they received it on XX/XX/2019 and it's been more than 30 days and now it's XX/XX/2019 and they the have yet to respond or delete from my credit report in which the Law requires them to do

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Debt collection / Medical debt

I have sent a letter of debt validation to this

Capital Accounts Attempts to collect debt not owed / Debt is not mine

03/02/2019

I have sent a letter of debt validation to this company to validate the accused debt. This company has failed to validate this debt as requested within 30 days of receipt request. Therefore I have attached a copy of the proof of delivery by the USPS in record that they did receive the request.

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Debt collection / Unknown

I recently checked my credit report to find that

Capital Accounts Attempts to collect debt not owed / Debt is not mine

02/25/2019

I recently checked my credit report to find that this company, Capitol Accounts LLC, had placed a collections on my report in the amount of {$350.00} for a creditor named XXXX XXXX. I have no knowledge of this debt that shows it was opened on XX/XX/2018. Nor do I have any knowledge of a company called XXXX XXXX, The only thing I could find on XXXX

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Debt collection / Unknown

This debt was paid off because it was in judgement

Capital Accounts Attempts to collect debt not owed / Debt was paid

02/24/2019

This debt was paid off because it was in judgement at the XXXX XXXX Courthouse in the amount of {$1500.00} by my Attorney XXXX XXXX, Escrow Officer from a sell of my Property located at XXXX XXXX XXXX XXXX, XXXX, NC XXXX on XX/XX/XXXX. This debt was place as a judgement ( XXXX ) at the XXXX XXXX Courthouse by XXXX XXXX XXXX in erroneous after it

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Debt collection / Other debt

COMPAINT AGAINST CAPITAL ACCOUNTS COLLECTION

Capital Accounts Attempts to collect debt not owed / Debt was paid

02/21/2019

COMPAINT AGAINST CAPITAL ACCOUNTS COLLECTION AGENCY, XXXX. XXXX XXXX, XXXX, TN XXXX, XXXX Regarding XX/XX/XXXX dental services provided by XXXX XXXX XXXX, XXXX On XX/XX/XXXX, I received a letter from Capital Accounts regarding the debt to XXXX XXXX XXXX, XXXX. In response to the letter, I called Capital Accounts and disputed the debt. I requested

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Debt collection / Medical debt

I sent them letters because they are reporting it

Capital Accounts Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

02/14/2019

I sent them letters because they are reporting it to the bureaus, but they not sending any valid proof or permissible purpose of any debt i owe them. They did not send me any contract where I signed to pay them anything. I have contacted the credit bureaus multiple times disputing it, but they also have no proof yet still keep it damaging my

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Debt collection / Medical debt

I went to XXXX to do face threads on XX/XX/2018,

Capital Accounts Attempts to collect debt not owed / Debt is not mine

02/13/2019

I went to XXXX to do face threads on XX/XX/2018, work was partially done because the doctor couldn't get the needles into the left side of my face and he didn't have enough needles to finish the work. I was giving an appointment to finish the work XX/XX/2018. When I arrive the doctor asked me why i was there and I said to finish the work. His

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