CCS Financial Services Debt Help

1,878

Consumer Issues

There are 1,878 issues about CCS Financial Services

96%

Acceptable Response Time

CCS Financial Services responded to 1812 consumer issues in a timely manner

436

Issues so far in 2018

436 issues through April 25th, 2019. There were 453 consumer issues in 2017.

CCS Financial Services Debt collection

There are 1,878 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from CCS Financial Services, it is helpful to research their strategies.

We have archived 1,878 consumer complaints against CCS Financial Services, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how CCS Financial Services deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

1,043 Filings

  • Debt is not mine: 678
  • Debt was already discharged in bankruptcy: 18
  • Debt was paid: 225
  • Debt was result of identity theft: 122

Debt Verification

476 Filings

  • Communications failed to disclose attempt to collect a debt: 22
  • Not enough info provided to verify debt: 341
  • Right to dispute debt notice not received: 113

False statements or representation

144 Filings

  • Attempted to collect wrong amount: 125
  • Impersonated an attorney or official: 2
  • Impersonated attorney, law enforcement, or government official: 7
  • Indicated committed crime not paying: 6
  • Indicated shouldn't respond to lawsuit: 2
  • Indicated you were committing crime by not paying debt: 2

Harrassing Communications

129 Filings

  • Called after sent written cease communications: 8
  • Called outside of 8am-9pm: 6
  • Frequent or repeated calls: 77
  • Threatened to take legal action: 8
  • Used obscene, profane, or other abusive language: 9
  • You told them to stop contacting you, but they keep trying: 21

Improper contact or info sharing

36 Filings

  • Contacted me after I asked not to: 15
  • Talked to a third party about my debt: 21

Took or threatened negative or legal action

50 Filings

  • Collected or attempted to collect exempt funds: 2
  • Sued you in a state where you do not live or did not sign for the debt: 1
  • Sued you without properly notifying you of lawsuit: 1
  • Threatened arrest or jail if I do not pay: 1
  • Threatened or suggested your credit would be damaged: 44
  • Threatened to sue me for very old debt: 1

CCS Financial Services Debt Settlement

If you are experiencing financial hardship and are unable to make payments to CCS Financial Services, you may have the right to settle your debt for less than the full amount.

CCS Financial Services Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with CCS Financial Services into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

On XX/XX/XXXX, I received an email from my credit

CCS Financial Services Attempts to collect debt not owed / Debt is not mine

03/06/2019

On XX/XX/XXXX, I received an email from my credit monitoring service. It informed me that my credit score had dropped and that XXXX XXXX ( XXXX XXXX XXXX ) had illegally posted a collection account I have never heard of nor had an account with this company. My report shows that it was opened on XX/XX/XXXX with a balance of {$110.00}. I have no

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Debt collection / Auto debt

XXXX XXXX XXXX claims I owe the amount of XXXX to

CCS Financial Services Attempts to collect debt not owed / Debt is not mine

02/25/2019

XXXX XXXX XXXX claims I owe the amount of XXXX to XXXX, this policy was supposed to be canceled on the date specified, several months ago, via a phone rep,. It appears that rep did not cancel as per my request and coverage remained. This is not my error and refuse to pay. Please advise CCS to cease collection efforts and remove account from credit

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Debt collection / Medical debt

On XX/XX/XXXX, I received a collection notice from

CCS Financial Services Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

02/21/2019

On XX/XX/XXXX, I received a collection notice from XXXX XXXX XXXX XXXX XXXX demanding payment for services rendered by XXXX XXXX XXXX. On XX/XX/XXXX, I responded via certified return receipt denying the entire debt and requesting they validate the debt, to include the exact breakdown of the " services '' rendered. Additionally, since this appears

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Debt collection / Other debt

I pulled credit report and found out that Credit

CCS Financial Services Attempts to collect debt not owed / Debt is not mine

02/08/2019

I pulled credit report and found out that Credit Collection Services ( CCS ) listed a collection account # XXXX saying that I owed them an alleged {$250.00} for unpaid debt with XXXX as the original creditor of car insurance not paid. I disputed it and asked for validation. On CCS 's letter to me dated XX/XX/XXXX they sent the attached XXXX

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Debt collection / Other debt

I was with XXXX insurance from mid XX/XX/XXXX mid

02/08/2019

I was with XXXX insurance from mid XX/XX/XXXX mid XXXX. I left after several arbitrary actions on their part and severe difficulty in communicating with them. 1 ) Less then one month after signing up for coverage they sent me an excessively succinct email asking for additional information. After my reply was apparently inadequate, they didnt

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Debt collection / Unknown

CCS offices called from XXXX asking for a XXXX. I

02/02/2019

CCS offices called from XXXX asking for a XXXX. I have told them numerous time not to call and I don't know anyone with the name XXXX. XX/XX/2019 XXXX XXXX asked for a supervisor since informed numerous of times not to call. Talk with XXXX and explained more than 10 times asked not to call number. Asked who managed the call center she would only

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