Commonwealth Financial Systems Debt Help

1,999

Consumer Issues

There are 1,999 issues about Commonwealth Financial Systems

99%

Acceptable Response Time

Commonwealth Financial Systems responded to 1985 consumer issues in a timely manner

509

Issues so far in 2018

509 issues through April 25th, 2019. There were 442 consumer issues in 2017.

Commonwealth Financial Systems Debt collection

There are 1,999 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Commonwealth Financial Systems, it is helpful to research their strategies.

We have archived 1,999 consumer complaints against Commonwealth Financial Systems, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Commonwealth Financial Systems deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

1,065 Filings

  • Debt is not mine: 688
  • Debt was already discharged in bankruptcy: 22
  • Debt was paid: 250
  • Debt was result of identity theft: 105

Debt Verification

591 Filings

  • Communications failed to disclose attempt to collect a debt: 29
  • Not enough info provided to verify debt: 377
  • Right to dispute debt notice not received: 185

False statements or representation

129 Filings

  • Attempted to collect wrong amount: 109
  • Impersonated an attorney or official: 6
  • Impersonated attorney, law enforcement, or government official: 4
  • Indicated committed crime not paying: 5
  • Indicated shouldn't respond to lawsuit: 1
  • Indicated you were committing crime by not paying debt: 3
  • Told you not to respond to a lawsuit they filed against you: 1

Harrassing Communications

104 Filings

  • Called after sent written cease communications: 3
  • Called outside of 8am-9pm: 7
  • Frequent or repeated calls: 62
  • Threatened to take legal action: 10
  • Used obscene, profane, or other abusive language: 10
  • You told them to stop contacting you, but they keep trying: 12

Improper contact or info sharing

30 Filings

  • Contacted me after I asked not to: 4
  • Contacted me instead of my attorney: 1
  • Contacted my employer: 3
  • Talked to a third party about my debt: 22

Took or threatened negative or legal action

80 Filings

  • Collected or attempted to collect exempt funds: 3
  • Sued you in a state where you do not live or did not sign for the debt: 2
  • Threatened arrest or jail if I do not pay: 7
  • Threatened or suggested your credit would be damaged: 51
  • Threatened to sue me for very old debt: 17

Commonwealth Financial Systems Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Commonwealth Financial Systems, you may have the right to settle your debt for less than the full amount.

Commonwealth Financial Systems Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Commonwealth Financial Systems into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

This debt appeared on my credit report prior to

02/23/2019

This debt appeared on my credit report prior to having received any information about the debt at all. It was reported days prior to receiving notification. No information was received from who they claim the current creditor is nor from who the original creditor they claim is. I disputed the debt and requested validation and it reappeared on my

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Debt collection / Medical debt

I recently reviewed my credit bureau and have a

Commonwealth Financial Systems Attempts to collect debt not owed / Debt is not mine

02/22/2019

I recently reviewed my credit bureau and have a debt being reported by Commonwealth Financial for {$130.00} that shows as medical debt. I had insurance for XX/XX/2018 that was supposed to pay more on this debt. I never received a letter regarding this debt and when I went to the organization 's website they do not give an address. They only

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Debt collection / Medical debt

Commonwealth finance posted debt on my credit

02/21/2019

Commonwealth finance posted debt on my credit report from a XXXX that in 2011. I did not receive a letter or documentation that i could make payments on this debt before in was placed on my credit. When I tried to dispute the debt through the credit bureau they posted another account on my credit report. The company is also not licensed to

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Debt collection / Medical debt

Being charged by same company twice. Original

Commonwealth Financial Systems False statements or representation / Attempted to collect wrong amount

02/20/2019

Being charged by same company twice. Original company XXXX XXXX XXXX. Transferred to Commonwealth Finance on XX/XX/2018. a ) all info seems to be duplicate. b ) I would think insurance would have taken care of this. Ins was with XXXX XXXX XXXX or XXXX XXXX XXXX. If not duplicate, please show difference in charges. Each is for {$250.00}.

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Debt collection / Medical debt

This complaint is a repeat of the CFPB complaint,

Commonwealth Financial Systems Attempts to collect debt not owed / Debt was paid

02/20/2019

This complaint is a repeat of the CFPB complaint, ( # XXXX ), I submitted XX/XX/XXXX. Please review your records. Complaint was regarding an emergency room medical bill dated XX/XX/XXXX. This complaint also filed with XXXX in XX/XX/XXXX, ended in XXXX confirming the Collection Agency, Commonwealth Financial Systems, ( CFS ), acknowledged they

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Debt collection / Medical debt

I am writing to you to complain about Common

Commonwealth Financial Systems Attempts to collect debt not owed / Debt was result of identity theft

02/19/2019

I am writing to you to complain about Common Wealth Financial Systems XXXX XXXX XXXX, XXXX XXXX, PA XXXX. I have found adverse account information listed on my credit reports, XXXX, XXXX and XXXX. I have no known or verified accounts with this business and after repeated verification request Common Wealth Financial Systems has not responded to my

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Debt collection / Medical debt

On XX/XX/XXXX COMMONWEALTH FINANCIAL SYSTEMS

02/19/2019

On XX/XX/XXXX COMMONWEALTH FINANCIAL SYSTEMS mailed me a letter violating HIPPA and trying to collect a medical debt. On XX/XX/XXXX COMMONWEALTH FINANCIAL SYSTEMS received a certified letter from me asking to validate the medical debt they claim that I owe. The first letter I received from them had diagnosis, doctor 's names, procedures, charges

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Debt collection / Medical debt

Received a notification from XXXX that

Commonwealth Financial Systems Attempts to collect debt not owed / Debt is not mine

02/19/2019

Received a notification from XXXX that Commonwealth Financial Systems has flagged my account for collection. Upon logging in and reviewing the information submitted to all three credit bureaus by Commonwealth Financial Systems, I assert this company is attempting to collect a debt that does not belong to me. I have not been in the emergency room

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