Credit Protection Association Debt Help

862

Consumer Issues

There are 862 issues about Credit Protection Association

91%

Acceptable Response Time

Credit Protection Association responded to 793 consumer issues in a timely manner

114

Issues so far in 2018

114 issues through April 25th, 2019. There were 173 consumer issues in 2017.

Credit Protection Association Debt collection

There are 862 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Credit Protection Association, it is helpful to research their strategies.

We have archived 862 consumer complaints against Credit Protection Association, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Credit Protection Association deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

488 Filings

  • Debt is not mine: 287
  • Debt was already discharged in bankruptcy: 7
  • Debt was paid: 149
  • Debt was result of identity theft: 45

Debt Verification

179 Filings

  • Communications failed to disclose attempt to collect a debt: 6
  • Not enough info provided to verify debt: 132
  • Right to dispute debt notice not received: 41

False statements or representation

60 Filings

  • Attempted to collect wrong amount: 57
  • Indicated committed crime not paying: 1
  • Indicated shouldn't respond to lawsuit: 1
  • Indicated you were committing crime by not paying debt: 1

Harrassing Communications

82 Filings

  • Called after sent written cease communications: 2
  • Called outside of 8am-9pm: 12
  • Frequent or repeated calls: 53
  • Threatened to take legal action: 4
  • Used obscene, profane, or other abusive language: 2
  • You told them to stop contacting you, but they keep trying: 9

Improper contact or info sharing

26 Filings

  • Contacted me after I asked not to: 13
  • Contacted my employer: 1
  • Talked to a third party about my debt: 12

Took or threatened negative or legal action

27 Filings

  • Collected or attempted to collect exempt funds: 1
  • Seized or attempted to seize my property: 1
  • Sued you without properly notifying you of lawsuit: 1
  • Threatened arrest or jail if I do not pay: 1
  • Threatened or suggested your credit would be damaged: 22
  • Threatened to sue me for very old debt: 1

Credit Protection Association Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Credit Protection Association, you may have the right to settle your debt for less than the full amount.

Credit Protection Association Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Credit Protection Association into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

This is NOT MY ACCOUNT. ... to begin with, I dont

Credit Protection Association Attempts to collect debt not owed / Debt is not mine

03/09/2019

This is NOT MY ACCOUNT. ... to begin with, I dont owe XXXX anything as I was never in a contract with them and havent had their services. That being stated, please provide me with the original signed consumer contract bearing my signature showing what services theyre alleging I received so I can take the original consumer signed contract to my

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Debt collection / Other debt

On XX/XX/XXXX, a two ( 2 ) page written dispute

03/03/2019

On XX/XX/XXXX, a two ( 2 ) page written dispute letter explaining the grounds under which the alleged debt was disputed and was not owed by me was U.S. mailed return receipt requested to XXXX XXXX XXXX, the Florida Registered Agent for XXXX XXXX and their affiliates doing business in Florida, and such letter was received and signed for by a

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Debt collection / Other debt

My complaint is with XXXX XXXX. I was not sent a

02/20/2019

My complaint is with XXXX XXXX. I was not sent a dunning notice prior to my account being sent to a collection agency. In 2017 I resided in Florida and fell victim to the hurricanes so my income became depleted but I did attempt to pay down the balance of {$260.00} by making a few payments, however XXXX sent my account to Credit Protection

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Debt collection / Other debt

I received a phone call on Friday XX/XX/XXXX

Credit Protection Association Harrassing Communications / Frequent or repeated calls

02/12/2019

I received a phone call on Friday XX/XX/XXXX around XXXX. A debit collection company supposedly representing XXXX XXXX Company. The person I spoke with explained I have an over due bill for the amount of XXXX $ I explained I never received a bill or a phone call. I said there is no way my electric bill could be so high. I asked for a copy of the

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Debt collection / Other debt

I received a letter about debt from credit

Credit Protection Association Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

02/09/2019

I received a letter about debt from credit protection association l.p I had already once told them I disputed the amount with original creditor. They said if I didnt set up an arrangement it would go to my credit an ruin it. Im on XXXX I explained just had a XXXX they would not budge and said 5 monthly payments of XXXX I said I cant afford this

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Debt collection / Other debt

on XX/XX/19 I was contacted by Credit Protection

Credit Protection Association Attempts to collect debt not owed / Debt was paid

01/31/2019

on XX/XX/19 I was contacted by Credit Protection Association L.P ( CPA ) using an automated robo call. The call itself was news to me since I had not received any notification in the mail of any debts owed. The call was also highly suspicious due to there being 1+ minute long pauses in between information being said. I called the number back and

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Debt collection / Other debt

Back in XX/XX/XXXX of last year XX/XX/2018 I

Credit Protection Association Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

01/17/2019

Back in XX/XX/XXXX of last year XX/XX/2018 I cancelled my service with XXXX. I cancelled the service with being about 2 days into the billing cycle for that month. I told the rep I would pay for the service I used but that's it. They claimed they couldn't do anything about it until the bill generated. I filed a dispute with them immediately. I was

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Debt collection / Other debt

The four request letters that has been sent to the

Credit Protection Association Attempts to collect debt not owed / Debt is not mine

01/14/2019

The four request letters that has been sent to the following company has resulted in no success. All letters have been notarized and sent Certified Mail with copies of my ID and Social Security Card. In my letters I've demanded this company to send me documents showing that the accounts on my credit report belongs to me. Credit Protection

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Debt collection / Other debt

On XX/XX/XXXX and XX/XX/XXXX a debt collection

Credit Protection Association Attempts to collect debt not owed / Debt is not mine

12/20/2018

On XX/XX/XXXX and XX/XX/XXXX a debt collection agency by the name of " CREDIT PROTECTION '' has reported on my credit in collections that I owe two amounts to the original creditor " XXXX XXXX XXXX XXXX ''. The amount balance for the XX/XX/XXXX is {$180.00} and the amount balance for the XX/XX/XXXX is {$89.00}. I have attempted to contact the

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