D. Scott Carruthers Debt Help

138

Consumer Issues

There are 138 issues about D. Scott Carruthers

41%

Acceptable Response Time

D. Scott Carruthers responded to 57 consumer issues in a timely manner

24

Issues so far in 2018

24 issues through April 25th, 2019. There were 27 consumer issues in 2017.

D. Scott Carruthers Debt collection

There are 138 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from D. Scott Carruthers, it is helpful to research their strategies.

We have archived 138 consumer complaints against D. Scott Carruthers, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how D. Scott Carruthers deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

17 Filings

  • Debt is not mine: 13
  • Debt was already discharged in bankruptcy: 2
  • Debt was result of identity theft: 2

Debt Verification

14 Filings

  • Communications failed to disclose attempt to collect a debt: 1
  • Not enough info provided to verify debt: 8
  • Right to dispute debt notice not received: 5

False statements or representation

9 Filings

  • Attempted to collect wrong amount: 1
  • Impersonated an attorney or official: 6
  • Impersonated attorney, law enforcement, or government official: 2

Harrassing Communications

46 Filings

  • Called after sent written cease communications: 3
  • Frequent or repeated calls: 16
  • Threatened to take legal action: 18
  • Used obscene, profane, or other abusive language: 4
  • You told them to stop contacting you, but they keep trying: 5

Improper contact or info sharing

24 Filings

  • Contacted me after I asked not to: 3
  • Contacted my employer: 14
  • Talked to a third party about my debt: 7

Took or threatened negative or legal action

28 Filings

  • Seized or attempted to seize my property: 1
  • Sued you without properly notifying you of lawsuit: 5
  • Threatened arrest or jail if I do not pay: 8
  • Threatened or suggested your credit would be damaged: 4
  • Threatened to sue me for very old debt: 10

D. Scott Carruthers Debt Settlement

If you are experiencing financial hardship and are unable to make payments to D. Scott Carruthers, you may have the right to settle your debt for less than the full amount.

D. Scott Carruthers Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with D. Scott Carruthers into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Payday loan debt

XX/XX/2019 A debt collector/ Lawyer 's office

D. Scott Carruthers Took or threatened negative or legal action / Threatened to sue me for very old debt

02/14/2019

XX/XX/2019 A debt collector/ Lawyer 's office started to call my place of employment months ago but more so in one week recently. The unidentified caller demanded payment and my personal financial information that very minute or else I will be sued as threatened in the past. I kindly asked for the calls to stop as I have before. That same week the

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Debt collection / Payday loan debt

I want to make a complaint about D.Scott Caruthers

D. Scott Carruthers Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

02/01/2019

I want to make a complaint about D.Scott Caruthers collection representative I really don't know how much I owe at first it was {$4000.00} I started paying it went down to {$1.00} something, when my mom got a call threatened her if I didn't call back I was going to get arrested.. I wanted to check the recording but of course they didn't let me.. I

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Debt collection / Unknown

First call was at XXXX in XX/XX/XXXX.A XXXX XXXX

D. Scott Carruthers Took or threatened negative or legal action / Seized or attempted to seize my property

11/20/2018

First call was at XXXX in XX/XX/XXXX.A XXXX XXXX is calling me regarding putting a court ordered lien on all my bank accounts. I was told I owed a debt from XXXX and a judge had ordered a lien on my bank. He provided a docket number from a county I lived in at the time. I asked for correspondence regarding the legitimacy of the debt. He got loud

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Debt collection / Unknown

This morning a make person came and knocked at my

D. Scott Carruthers Improper contact or info sharing / Contacted me after I asked not to

10/25/2018

This morning a make person came and knocked at my door asking for My daughter. I advised the person she does not live here. Then he asked if XXXX XXXX lived in the property. This person has called me and my husband harassing and trying to get information concerning XXXX. This has been going on for while. Ow they driving in my private property and

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Debt collection / Payday loan debt

I have been paying on this account for over 10

10/03/2018

I have been paying on this account for over 10 years and I feel I have paid to much. The original amount owed was {$20000.00}, and the agreed amount is {$11000.00} I've paid this debt amount down to $ XXXXThe monthly payment is XXXX. The amount of the loan was {$5000.00}. They didn't explain to me about the high interest amount. I thought I had

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Debt collection / Unknown

D. Scott Carruthers XXXX is attempting to collect

D. Scott Carruthers Attempts to collect debt not owed / Debt was result of identity theft

09/21/2018

D. Scott Carruthers XXXX is attempting to collect a fraudulent debt not belonging to me. I am the victim of Identity theft. My personal identification cards, SSN Card, Drivers License, U.S passport, and bank statements were stolen from my home. I am disputing the validity of the debt of {$4500.00}. The debt of {$4500.00} has never belonged to me

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Debt collection / Unknown

On XX/XX/XXXX my father received a call from XXXX

D. Scott Carruthers Improper contact or info sharing / Contacted my employer

09/11/2018

On XX/XX/XXXX my father received a call from XXXX he was questioning about my where abouts and where I lived at. He told my father that was offering a job and was trying to get general information about me. I dad finally realized that this was not an employer and told him to stop calling he. He then began to hostile and my father hung up. The same

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Debt collection / Payday loan debt

I took out a loan at XXXX for XXXX was paying back

D. Scott Carruthers Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

09/07/2018

I took out a loan at XXXX for XXXX was paying back XXXX a month after XXXX payment which was a total of {$3800.00} I was under the understanding I was finished paying the loan back. As time went by XXXX XXXX was never on my credit report. Then this year in XX/XX/XXXX a lawyer from D SCott Carruthers contacted me to settle a debt that they say i

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Debt collection / Payday loan debt

Original creditor loan me. Shark loan. These

06/20/2018

Original creditor loan me. Shark loan. These people should be shut down. Took out loan emergency situation. Did not need the whole {$3000.00} representative explained I had to and that I could pay it back in 24 hours. Intrest would be reduced substantially. Paid back {$1500.00} of loan immediately. Company continued to charge over 100 % of interest

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