Delray Capital Debt Help

87

Consumer Issues

There are 87 issues about Delray Capital

79%

Acceptable Response Time

Delray Capital responded to 69 consumer issues in a timely manner

0

Issues so far in 2018

0 issues through April 25th, 2019. There were consumer issues in 2017.

Delray Capital Debt collection

There are 87 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Delray Capital, it is helpful to research their strategies.

We have archived 87 consumer complaints against Delray Capital, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Delray Capital deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

14 Filings

  • Debt is not mine: 7
  • Debt was already discharged in bankruptcy: 1
  • Debt was paid: 6

Debt Verification

2 Filings

  • Not enough info provided to verify debt: 2

False statements or representation

15 Filings

  • Impersonated an attorney or official: 10
  • Indicated committed crime not paying: 5

Harrassing Communications

24 Filings

  • Called outside of 8am-9pm: 1
  • Frequent or repeated calls: 6
  • Threatened to take legal action: 16
  • Used obscene, profane, or other abusive language: 1

Improper contact or info sharing

4 Filings

  • Contacted my employer: 1
  • Talked to a third party about my debt: 3

Took or threatened negative or legal action

28 Filings

  • Sued you in a state where you do not live or did not sign for the debt: 1
  • Threatened arrest or jail if I do not pay: 23
  • Threatened to sue me for very old debt: 4

Delray Capital Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Delray Capital, you may have the right to settle your debt for less than the full amount.

Delray Capital Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Delray Capital into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Payday loan debt

Thursday XXXX/XXXX/2016 I received a call from a

Delray Capital False statements or representation / Impersonated an attorney or official

02/29/2016

Thursday XXXX/XXXX/2016 I received a call from a number listed as my local court house. XXXX. I was told that I was being sued and needed to be served my papers for court the following day at my place of home. She asked me for my current address, and I gave it to her thinking it was for a legal matter. I asked the lady who was suing me and she

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Debt collection / Payday loan debt

They called about an year ago leaving a voicemail

Delray Capital Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

01/19/2016

They called about an year ago leaving a voicemail threatening that i would go to jail if i did n't make a payment to them that day. They left the same voicemail on my parents and siblings phones. in fear of there threat i began paying them the claimed i owed XXXX on a payday loan. since then they have taken over XXXX from my account and have n't

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Debt collection / Payday loan debt

XXXX XXXX stated that they were attorneys trying

Delray Capital False statements or representation / Impersonated an attorney or official

08/20/2015

XXXX XXXX stated that they were attorneys trying to collect on a payday loan. They also disclosed the debt without verifying they had the correct party. I had lost my job and did not have any money to put anything on file. Told them on XXXX call that I could put something on file but that it would have to be for a month out as I just started a job.

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Debt collection / Payday loan debt

Received an automated phone call at XXXX EST

Delray Capital Attempts to collect debt not owed / Debt was already discharged in bankruptcy

07/06/2015

Received an automated phone call at XXXX EST today. The message referenced a " recent transaction involving your bank account '' and then a case number was provided. After researching the number online, I found that it was yet another scammer ; they seem to love me. I 'm thinking they might be trying to collect on the same debt as the company in my

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Debt collection / Unknown

This company keeps calling advising if I do not

Delray Capital Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

05/27/2015

This company keeps calling advising if I do not call them today they will start legal action.. This company also called about 6 months ago advising they had filed legal action and we 're looking for an address to serve me and if I did not provide XXXX they would contact my employer. I saved. These messages. I have asked them for verification of

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Debt collection / Payday loan debt

I keep getting threatening from calls from an XXXX

Delray Capital Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

05/22/2015

I keep getting threatening from calls from an XXXX company that is scam. They are calling from a no caller ID number threatening to contact the local law enforcement in XXXX ms about a loan. They are harassing me to give up bank account information and pay it in full with a debit card. When I refuse they will call my cell phone back to back up to

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Debt collection / Other debt

I got a phone call from a woman from Del Ray

Delray Capital Harrassing Communications / Threatened to take legal action

05/20/2015

I got a phone call from a woman from Del Ray Capital saying i took out a payday loan from the cash store. They told me they were an installment loan place. the lady told me i was going to be charged with a misdemeanor and go to jail as well get sued. she got very nasty with me yelling at me and reading stuff off of my credit report. she called me

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Debt collection / Payday loan debt

I received a call from XXXX on XXXX XXXX claiming

Delray Capital False statements or representation / Indicated committed crime not paying

05/07/2015

I received a call from XXXX on XXXX XXXX claiming to be a process server that was going to serve me for a debt I owed and to provide XXXX forms of ID. If I had any questions to please call an XXXX phone number. When I called the number I was told that they were an arbitration group working with the state to work with me prior to going to court. If

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Debt collection / Unknown

I received a phone call from the following phone

Delray Capital False statements or representation / Impersonated an attorney or official

05/06/2015

I received a phone call from the following phone number ( XXXX ) XXXX from a woman named XXXX XXXX, she phoned me at my job on Wednesday XXXX XXXX, 2015 about XXXX claiming to be representative of XXXX XXXX which is where I currently bank, she stated that something happened with my account and that was the reason for the phone call. I requested the

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