Experian Information Solutions Debt Help

1,568

Consumer Issues

There are 1,568 issues about Experian Information Solutions

100%

Acceptable Response Time

Experian Information Solutions responded to 1568 consumer issues in a timely manner

916

Issues so far in 2018

916 issues through April 25th, 2019. There were 287 consumer issues in 2017.

Experian Information Solutions Debt collection

There are 1,568 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Experian Information Solutions, it is helpful to research their strategies.

We have archived 1,568 consumer complaints against Experian Information Solutions, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Experian Information Solutions deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

1,315 Filings

  • Debt is not mine: 679
  • Debt was already discharged in bankruptcy: 21
  • Debt was paid: 110
  • Debt was result of identity theft: 505

Debt Verification

146 Filings

  • Communications failed to disclose attempt to collect a debt: 3
  • Not enough info provided to verify debt: 114
  • Right to dispute debt notice not received: 29

False statements or representation

64 Filings

  • Attempted to collect wrong amount: 56
  • Impersonated an attorney or official: 2
  • Impersonated attorney, law enforcement, or government official: 1
  • Indicated committed crime not paying: 1
  • Indicated you were committing crime by not paying debt: 4

Harrassing Communications

8 Filings

  • Called outside of 8am-9pm: 1
  • Frequent or repeated calls: 3
  • Threatened to take legal action: 1
  • Used obscene, profane, or other abusive language: 2
  • You told them to stop contacting you, but they keep trying: 1

Improper contact or info sharing

6 Filings

  • Contacted me after I asked not to: 1
  • Contacted me instead of my attorney: 1
  • Contacted my employer: 1
  • Talked to a third party about my debt: 3

Took or threatened negative or legal action

29 Filings

  • Collected or attempted to collect exempt funds: 1
  • Seized or attempted to seize my property: 2
  • Threatened arrest or jail if I do not pay: 1
  • Threatened or suggested your credit would be damaged: 25

Experian Information Solutions Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Experian Information Solutions, you may have the right to settle your debt for less than the full amount.

Experian Information Solutions Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Experian Information Solutions into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Other debt

IN XX/XX/2018 I SWITCHED FROM THE WIRELESS CARRIER

Experian Information Solutions Attempts to collect debt not owed / Debt was paid

02/27/2019

IN XX/XX/2018 I SWITCHED FROM THE WIRELESS CARRIER XXXX XXXX TO XXXX. XXXX PAID MY REMAINING DUES FOR MY PHONES ANMD LAST BILL. XXXX ISSUED A CARD WITH REMAINING PAYMENT OF {$1300.00} AND I PAID THE REST OUT OF POCKET. XXXX XXXX SAID THE ACCOUNT WAS PAID YET IT NOW SHOWS THAT IT IS IN COLLECTIONS. I HAVE DISPUTED WITH XXXX AND THEY INFORMED ME

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Debt collection / Other debt

Dear Sir/Madame : Ive disputed the account

02/27/2019

Dear Sir/Madame : Ive disputed the account referenced above with both Collection Agency ( XXXX XXXX XXXX ) And ( Experian ) Credit Bureau about four-six times. I have contacted the collection agency myself via certified letter and phone calls on dates XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX and XX/XX/XXXX and have been unable to get them to verify that

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Debt collection / Credit card debt

I received two letters from experian regarding

Experian Information Solutions Attempts to collect debt not owed / Debt is not mine

02/26/2019

I received two letters from experian regarding dispute results, I have complained to this credit agency for months and they have not assist my request. Making the debt mine, I don't recall having any account with XXXX. I would like this item removed from my credit profile, Experian has not validated the debt as mine, but they continue to ignore my

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Debt collection / Unknown

I have tried to contact different debt collectors

Experian Information Solutions Attempts to collect debt not owed / Debt is not mine

02/09/2019

I have tried to contact different debt collectors multiple times for a debt that states XXXX XXXX XXXX i have tried to contact the debt collector XXXX XXXX XXXX only to be transferred and hung up on multiple times so I then try to disputed it with the credit agency Experian and they tell me that they verified the debt and it will stay I can not

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Debt collection / Medical debt

On XX/XX/2018, I received notification from XXXX

Experian Information Solutions False statements or representation / Attempted to collect wrong amount

01/30/2019

On XX/XX/2018, I received notification from XXXX that a collection was added to my credit reports. The Collection agency is listed as XXXX and the original creditor is listed as XXXX XXXX XXXX. I reached out to Experian, XXXX, and XXXX, informing them I have a bill from the original creditor listing the past due amount as {$1000.00}. The amount

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Debt collection / Credit card debt

XXXX XXXX XXXX # XXXX -I disputed this account and

01/30/2019

XXXX XXXX XXXX # XXXX -I disputed this account and nothing was sent to me to legally verify this account. this account is being reported in violation. I have sent several dispute letters stating each error and it is still being reported on my credit report. 1st violation : They are reporting a Balance of {$1000.00} on a charged off account 2nd

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Debt collection / Other debt

XXXX XXXX sent my Debt to a collection agency

Experian Information Solutions Attempts to collect debt not owed / Debt was paid

01/23/2019

XXXX XXXX sent my Debt to a collection agency XX/XX/2018 even though I had settled this Debt with XXXX XX/XX/2018. I filed a complaint with the XXXX and on XX/XX/2018 I spoke with XXXX executive office. They said even though we agreed on a settlement they would not remove from collections unless I paid an additional {$37.00}. I paid that amount

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Debt collection / Other debt

Someone opened a XXXX account in my name that I

Experian Information Solutions Attempts to collect debt not owed / Debt is not mine

01/21/2019

Someone opened a XXXX account in my name that I did not autherize, the credit company 's were suppose to verify any new accounts with me as, I have been a victim of Identity theft. I have sent letter to XXXX no response. The person that stole my Identity has been reported to the police, I also reported them to the IC3 per my police department

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