Financial Credit Service Debt Help

600

Consumer Issues

There are 600 issues about Financial Credit Service

91%

Acceptable Response Time

Financial Credit Service responded to 548 consumer issues in a timely manner

105

Issues so far in 2018

105 issues through April 25th, 2019. There were 136 consumer issues in 2017.

Financial Credit Service Debt collection

There are 600 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Financial Credit Service, it is helpful to research their strategies.

We have archived 600 consumer complaints against Financial Credit Service, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Financial Credit Service deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

200 Filings

  • Debt is not mine: 140
  • Debt was already discharged in bankruptcy: 9
  • Debt was paid: 36
  • Debt was result of identity theft: 15

Debt Verification

42 Filings

  • Communications failed to disclose attempt to collect a debt: 1
  • Not enough info provided to verify debt: 30
  • Right to dispute debt notice not received: 11

False statements or representation

42 Filings

  • Attempted to collect wrong amount: 5
  • Impersonated an attorney or official: 18
  • Impersonated attorney, law enforcement, or government official: 2
  • Indicated committed crime not paying: 12
  • Indicated you were committing crime by not paying debt: 5

Harrassing Communications

93 Filings

  • Called after sent written cease communications: 4
  • Called outside of 8am-9pm: 2
  • Frequent or repeated calls: 28
  • Threatened to take legal action: 42
  • Used obscene, profane, or other abusive language: 14
  • You told them to stop contacting you, but they keep trying: 3

Improper contact or info sharing

26 Filings

  • Contacted me after I asked not to: 6
  • Contacted me instead of my attorney: 1
  • Contacted my employer: 7
  • Talked to a third party about my debt: 12

Took or threatened negative or legal action

197 Filings

  • Collected or attempted to collect exempt funds: 3
  • Seized or attempted to seize my property: 5
  • Sued you in a state where you do not live or did not sign for the debt: 4
  • Sued you without properly notifying you of lawsuit: 2
  • Threatened arrest or jail if I do not pay: 28
  • Threatened or suggested your credit would be damaged: 12
  • Threatened to sue me for very old debt: 143

Financial Credit Service Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Financial Credit Service, you may have the right to settle your debt for less than the full amount.

Financial Credit Service Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Financial Credit Service into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

I received a call XX/XX/19, at XXXX XXXX to my do

02/14/2019

I received a call XX/XX/19, at XXXX XXXX to my do not call or text cell phone ( XXXX ) XXXX from a caller ID hidden number. The caller represented herself as member of the XXXX County District Court. She requested that I have a relative call her immediately regarding a fraud case and told me that my son XXXX XXXX XXXX as well as me, XXXX XXXX XXXX

Read More

Debt collection / Credit card debt

I was first contacted on XX/XX/XXXX by phone from

01/31/2019

I was first contacted on XX/XX/XXXX by phone from ARA, XXXX XXXX XXXX, XXXX XXXX, Collection Manager. XXXX. He stated that I owed {$26000.00} currently. It had started as a credit card debt but could not tell me what card or bank the debt had originated with. He said that the last payment on record from me was XXXX and the debt at that time was

Read More

Debt collection / Credit card debt

The company ARA ( XXXX XXXX XXXX ) contacted me

Financial Credit Service Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

01/29/2019

The company ARA ( XXXX XXXX XXXX ) contacted me repeatedly and my parents repeatedly in a 2 day time period starting on XX/XX/XXXX. The first person to contact me was XXXX XXXX XXXX * XXXX. He left multiple messages on my phone and my parents phone. He claimed he was trying to collect a debt from XXXX from the year XX/XX/XXXX. He said that the last

Read More

Debt collection / Unknown

On XX/XX/XXXX, ARA Inc. contacted me and left a

Financial Credit Service Took or threatened negative or legal action / Threatened to sue me for very old debt

12/20/2018

On XX/XX/XXXX, ARA Inc. contacted me and left a voicemail stating that if I did not respond immediately, they would be sending a locator to find me and also issue a warrant out for my arrest. On the same day, they contacted my mother and let her know that I owed a debt and that they were sending a locator to her house to find me and to issue a

Read More

Debt collection / Credit card debt

I want this company to Cease any communication and

12/11/2018

I want this company to Cease any communication and NEVER contact me again. I'm XXXX with other health issues so i don't need any of their UnNecssary Stress or Headaches i've endured on my health including having an XXXX XXXX. It should be against the Law for any debt collection company or any company to call use scare tactics, threats, and abuse a

Read More

Debt collection / Unknown

XXXX XXXX XXXX XXXX ( XXXX ) XXXX-XXXX XXXX (

Financial Credit Service Attempts to collect debt not owed / Debt was paid

12/05/2018

XXXX XXXX XXXX XXXX ( XXXX ) XXXX-XXXX XXXX ( XXXX ) XXXX-XXXX They called me from this number and said they had a debt to collect. They had my social security # and information. I immediately checked my XXXX credit report and saw that they pulled my credit without my permission. I also saw that I do not owe anything to anyone except my

Read More

Debt collection / Other debt

Contacted at my place of employment XX/XX/XXXX, by

Financial Credit Service Took or threatened negative or legal action / Threatened to sue me for very old debt

12/05/2018

Contacted at my place of employment XX/XX/XXXX, by a Mrs XXXX at ARA, XXXX XXXX XXXX XXXX. They advised me they were calling to collect on a debt from XX/XX/XXXX, which is 25 years old. They refused to give me any info, other than the name of the original creditor, and the supposed amount owed. I told them not to contact me at work anymore, and

Read More

Debt collection / Payday loan debt

Received a call at XXXX XXXX today from a no

Financial Credit Service Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

11/21/2018

Received a call at XXXX XXXX today from a no caller id advising me I was being contacted about a fraud investigation and asked me to call XXXX at XXXX to clear my name. Upon my call and after multiple transfers I was sent to XXXX XXXX whom introduced himself as the general manager. I was informed of an old payday loan that was taken out XX/XX/2016

Read More

Debt collection / Medical debt

I had a test ordered for XXXX. The doctor did not

Financial Credit Service Attempts to collect debt not owed / Debt is not mine

11/18/2018

I had a test ordered for XXXX. The doctor did not sign the order until the insurance company OK 'd the order. I told XXXX that I would not allow the test until I was assured the insurance would pay. XXXX assured my doctor and myself the insurance would pay. 2 months after the test, I got a reject from my insurance company and XXXX wanted to bill me

Read More

Debt Help Center