Financial Data Systems Debt Help

91

Consumer Issues

There are 91 issues about Financial Data Systems

100%

Acceptable Response Time

Financial Data Systems responded to 91 consumer issues in a timely manner

38

Issues so far in 2018

38 issues through April 25th, 2019. There were 20 consumer issues in 2017.

Financial Data Systems Debt collection

There are 91 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Financial Data Systems, it is helpful to research their strategies.

We have archived 91 consumer complaints against Financial Data Systems, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Financial Data Systems deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

40 Filings

  • Debt is not mine: 22
  • Debt was already discharged in bankruptcy: 2
  • Debt was paid: 12
  • Debt was result of identity theft: 4

Debt Verification

30 Filings

  • Communications failed to disclose attempt to collect a debt: 2
  • Not enough info provided to verify debt: 17
  • Right to dispute debt notice not received: 11

False statements or representation

8 Filings

  • Attempted to collect wrong amount: 8

Harrassing Communications

7 Filings

  • Called after sent written cease communications: 2
  • Called outside of 8am-9pm: 1
  • Frequent or repeated calls: 4

Improper contact or info sharing

6 Filings

  • Contacted me after I asked not to: 2
  • Talked to a third party about my debt: 4

Financial Data Systems Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Financial Data Systems, you may have the right to settle your debt for less than the full amount.

Financial Data Systems Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Financial Data Systems into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Medical debt

I submitted a complaint against Financial Data

08/30/2018

I submitted a complaint against Financial Data Systems on XX/XX/XXXX addressing the companys direct violation of federal & state laws by failing to include their NC license permit number ( XXXX ) on the stationery/correspondence form ( copy attached ), as well as the company 's TRUE address ( not a PO Box ). This is a direct violation of North

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Debt collection / Medical debt

RE : Account : # XXXX After formally disputing the

Financial Data Systems Attempts to collect debt not owed / Debt is not mine

08/30/2018

RE : Account : # XXXX After formally disputing the collection account referenced above ( that does not belong to me ) with Financial Data Systems & the credit bureaus, I filed a complaint with the Attorney Generals Office against the debt collection. The correspondence from Financial Data Systems, dated XX/XX/XXXX, to the Attorney General office

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Debt collection / Medical debt

I have sent a debt validation notices to the

06/27/2018

I have sent a debt validation notices to the creditor and only receive a verification of the debt instead of a validation of the debt. As per the Fair Debt Collection Practice Act ( FDCPA ), a credit is supposed to respond with the original creditors name, address, and account number and not report to the credit bureaus nor attempt to collect until

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Debt collection / Medical debt

Upon pulling my credit I noticed Financial Data

Financial Data Systems Harrassing Communications / Frequent or repeated calls

06/19/2018

Upon pulling my credit I noticed Financial Data Systems had reported debt to all three credit bureaus. I sent a debt validation request on XX/XX/18 which they never responded and sent a second letter on XX/XX/18 requesting that they stop reporting this debt due to failure to validate within 30 days required by the FDCPA. They continued so I filed

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Debt collection / Medical debt

I recently requested validation of a debt

Financial Data Systems False statements or representation / Attempted to collect wrong amount

06/15/2018

I recently requested validation of a debt collections listed on my credit report under the company Financial Data Systems. The company sent correspondence as to what they believe is proper validation of the accounts, however by doing that it was found that Financial Data Systems failed to include their NC license permit number ( XXXX ) on the

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Debt collection / Medical debt

After reviewing my credit report via XXXX XXXX in

06/05/2018

After reviewing my credit report via XXXX XXXX in XX/XX/XXXX, I determined a negative entry from Financial Data Systems for {$530.00}. I contacted the company on XX/XX/XXXX at XXXX and spoke with XXXX initially who transferred me to XXXX a Ext.XXXX. XXXX informed me that XXXX at Ext. XXXX was out of the office, but she would have her to refill my

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Debt collection / Medical debt

XX/XX/XXXX : I obtained my updated credit reports

05/17/2018

XX/XX/XXXX : I obtained my updated credit reports from XXXX, XXXX & XXXX & noted 5 different account in collections filed with Financial Data Systems for medical debt. XX/XX/XXXX : Certified letter delivered to Financial Date Systems ( attached with this complaint ) with receipt confirmation. In the letter ( s ) included I requested competent

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Debt collection / Unknown

This creditor is reporting a negative debt against

05/11/2018

This creditor is reporting a negative debt against my credit report and has refused to debt it. This creditor is in violation of several consumer rights under the Fair Credit Reporting Act. According to the Fair Credit Reporting Act, I am entitled to notices concerning the reporting, handling and use of my credit information. Notice violations

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Debt collection / Medical debt

Financial data systems L. The account was opened

03/07/2018

Financial data systems L. The account was opened on XX/XX/2015. I had a procedure to remove my first XXXX at XXXX XXXX XXXX XXXX XXXX. After they removed the XXXX they apologized and said they did not have any other devices in stock and that it would take at least another month to get more in stock. They said that would mean they would need to

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