Capital One Financial Corporation Credit card debt complaint on 02/19/2019

Issue

I XXXX XXXX am in a big financial situation, where I need to request a settlement from Capital One. This financial institution is now taking me to court, even though I have given notice over the past year that I was facing a serious financial hardship. I do not desire a judgment to be taken against me. I do not desire to file for bankruptcy. However, I will borrow the funds from a relative if a settlement can be accepted for {$370.00} on the referenced account. I will need this settlement as quickly as possible.

Received: 02/19/2019

Debt collection: Credit card debt

Debt Verification: Not enough info provided to verify debt

Capital One Financial Corporation Response

This issue was responded to within 15 days by Capital One Financial Corporation

Debt Pro Tips

When is bankruptcy an option?

There are different types of bankruptcy. Chapter 7 bankruptcy may be the quickest and least expensive way out of debt, but has a maximum income to qualify that varies by state. Get a free consult with a local bankruptcy attorney. If you do not qualify for Chapter 7, Chapter 13 bankruptcy and debt settlement are options to consider.

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Can My Debts be Settled?

Maybe. It largely depends on the type of debt. Unsecured debts like credit cards, medical bills and even deficiencies can often be settled for less than the full amount. Secured debts like mortgages and auto loans are much less likely to settle. Student Loans have various ways to restructure depending on if it is a federal or private loan. IRS Tax debt offers forgiveness or reductions in some scenarios. Each case really is different.

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