National Credit Systems Unknown complaint on 02/08/2019


Was not informed of debt until after being placed in the credit bureau asked for verification notice and found inaccuracies. Please provide a copy of payment history and the amount stating I owe along with signature of an agreement. Along with proof of trying to get in touch with me about the debt.Payment history first and last payment received.

Received: 02/08/2019

Debt collection: Unknown

Debt Verification: Not enough info provided to verify debt

National Credit Systems Response

This issue was responded to within 15 days by National Credit Systems

Debt Pro Tips

What are the major Credit Reporting Agencies?

The three major credit reporting agencies, or credit bureaus, are Experian, Equifax and Transunion. Each agency will have various scoring models for a consumer, the most common of which is the FICO score.

You have 30 days from initial contact to request verification of the debt

The FDCPA gives consumers(debtors) the have the right to request verification of a debt(Also commonly called debt validation). The request must be within 30 days of receiving the debt validation notice from the collector. Once the letter has been received, the collector must stop attempts to collect until it responds to your validation request. To prevent the collector from disputing your request was sent, send it via certified mail with return receipt requested.

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