National Credit Adjusters Debt Help

805

Consumer Issues

There are 805 issues about National Credit Adjusters

93%

Acceptable Response Time

National Credit Adjusters responded to 754 consumer issues in a timely manner

165

Issues so far in 2018

165 issues through April 25th, 2019. There were 158 consumer issues in 2017.

National Credit Adjusters Debt collection

There are 805 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from National Credit Adjusters, it is helpful to research their strategies.

We have archived 805 consumer complaints against National Credit Adjusters, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how National Credit Adjusters deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

249 Filings

  • Debt is not mine: 132
  • Debt was already discharged in bankruptcy: 9
  • Debt was paid: 61
  • Debt was result of identity theft: 47

Debt Verification

122 Filings

  • Communications failed to disclose attempt to collect a debt: 3
  • Not enough info provided to verify debt: 94
  • Right to dispute debt notice not received: 25

False statements or representation

43 Filings

  • Attempted to collect wrong amount: 25
  • Impersonated an attorney or official: 4
  • Impersonated attorney, law enforcement, or government official: 5
  • Indicated committed crime not paying: 7
  • Indicated shouldn't respond to lawsuit: 1
  • Indicated you were committing crime by not paying debt: 1

Harrassing Communications

224 Filings

  • Called after sent written cease communications: 11
  • Called outside of 8am-9pm: 7
  • Frequent or repeated calls: 124
  • Threatened to take legal action: 35
  • Used obscene, profane, or other abusive language: 17
  • You told them to stop contacting you, but they keep trying: 30

Improper contact or info sharing

103 Filings

  • Contacted me after I asked not to: 13
  • Contacted my employer: 60
  • Talked to a third party about my debt: 30

Took or threatened negative or legal action

64 Filings

  • Collected or attempted to collect exempt funds: 3
  • Seized or attempted to seize my property: 1
  • Sued you in a state where you do not live or did not sign for the debt: 1
  • Sued you without properly notifying you of lawsuit: 4
  • Threatened arrest or jail if I do not pay: 29
  • Threatened or suggested your credit would be damaged: 9
  • Threatened to sue me for very old debt: 17

National Credit Adjusters Debt Settlement

If you are experiencing financial hardship and are unable to make payments to National Credit Adjusters, you may have the right to settle your debt for less than the full amount.

National Credit Adjusters Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with National Credit Adjusters into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

National Credit adjusters has reported a

National Credit Adjusters Attempts to collect debt not owed / Debt is not mine

02/15/2019

National Credit adjusters has reported a delinquent debt of {$1500.00} on my credit report from XXXX. I have no knowledge of this account and was never informed of this being reported. I recieved zero letters about this collection, I only found out about it after checking my credit report in XXXX of XXXX. I sent a letter to the company asking for

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Debt collection / Payday loan debt

I was contacted my National Credit Adjusters who

National Credit Adjusters Attempts to collect debt not owed / Debt was paid

02/04/2019

I was contacted my National Credit Adjusters who are a third party collection agency regarding a debit from a payday loan lender. I took out this loan several years ago and paid it off but the company XXXX XXXX said i owed more than what I paid. The loan was for XXXX but they were still trying to collect an additional XXXX after i paid them on

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Debt collection / Unknown

I received an email from a collection company In

National Credit Adjusters Attempts to collect debt not owed / Debt is not mine

02/04/2019

I received an email from a collection company In XX/XX/2019, nothing via mail only email advising that I owed a debt. I immediately contacted them and advised them that the debt was not mine and i had no knowledge of said debt. I asked and probed for more information and all the information they had on file was incorrect. Including address, DOB,

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Debt collection / Payday loan debt

The original creditors were predatory loans that I

02/01/2019

The original creditors were predatory loans that I took out for a family member. I was contacted by NCA several times and requested a debt verification letter. The letter was never sent. The representatives contacted me on my home, work, and mobile phone many times per week. After much pressure, I pulled my own credit and saw one account that I

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Debt collection / Payday loan debt

I had a pay day loan and dispute over a matter of

National Credit Adjusters Improper contact or info sharing / Contacted my employer

01/29/2019

I had a pay day loan and dispute over a matter of XXXX from XX/XX/XXXX. There is a company called National Credit Adjusters XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX KS XXXX phone XXXX that call me multiple times a day demanding I pay them {$1600.00} they have on at least 4 occasions called my place of employment and gone through a switch board

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Debt collection / Unknown

I have made contact with National Credit Adjusters

National Credit Adjusters Attempts to collect debt not owed / Debt is not mine

01/24/2019

I have made contact with National Credit Adjusters several times about the reported debt in my credit files. On XX/XX/2018 National Credit Adjusters agreed to remove this debt from all of my credit reports. It is now XX/XX/2018 and the debt still remains on my credit reports.

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Debt collection / Payday loan debt

As I already reported via telephone, I am a Victim

National Credit Adjusters Attempts to collect debt not owed / Debt was result of identity theft

01/21/2019

As I already reported via telephone, I am a Victim of identity theft. I have recently learned that my personal information was used to open an account at XXXX XXXX. I did not open this account, and I am requesting that the account be closed and that it be absolved of all charges on the account. This account was bought by this NCA a third party,

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