National Credit Systems Debt Help

2,024

Consumer Issues

There are 2,024 issues about National Credit Systems

93%

Acceptable Response Time

National Credit Systems responded to 1891 consumer issues in a timely manner

471

Issues so far in 2018

471 issues through April 25th, 2019. There were 504 consumer issues in 2017.

National Credit Systems Debt collection

There are 2,024 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from National Credit Systems, it is helpful to research their strategies.

We have archived 2,024 consumer complaints against National Credit Systems, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how National Credit Systems deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

941 Filings

  • Debt is not mine: 570
  • Debt was already discharged in bankruptcy: 21
  • Debt was paid: 196
  • Debt was result of identity theft: 154

Debt Verification

578 Filings

  • Communications failed to disclose attempt to collect a debt: 22
  • Not enough info provided to verify debt: 394
  • Right to dispute debt notice not received: 162

False statements or representation

255 Filings

  • Attempted to collect wrong amount: 243
  • Impersonated an attorney or official: 2
  • Impersonated attorney, law enforcement, or government official: 2
  • Indicated committed crime not paying: 3
  • Indicated shouldn't respond to lawsuit: 4
  • Told you not to respond to a lawsuit they filed against you: 1

Harrassing Communications

103 Filings

  • Called after sent written cease communications: 5
  • Called outside of 8am-9pm: 4
  • Frequent or repeated calls: 26
  • Threatened to take legal action: 11
  • Used obscene, profane, or other abusive language: 50
  • You told them to stop contacting you, but they keep trying: 7

Improper contact or info sharing

52 Filings

  • Contacted me after I asked not to: 8
  • Contacted me instead of my attorney: 5
  • Contacted my employer: 8
  • Talked to a third party about my debt: 31

Took or threatened negative or legal action

95 Filings

  • Collected or attempted to collect exempt funds: 7
  • Seized or attempted to seize my property: 5
  • Sued you in a state where you do not live or did not sign for the debt: 3
  • Sued you without properly notifying you of lawsuit: 3
  • Threatened arrest or jail if I do not pay: 3
  • Threatened or suggested your credit would be damaged: 70
  • Threatened to sue me for very old debt: 4

National Credit Systems Debt Settlement

If you are experiencing financial hardship and are unable to make payments to National Credit Systems, you may have the right to settle your debt for less than the full amount.

National Credit Systems Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with National Credit Systems into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Other debt

THIS IS MY SECOND COMPLAINT AGAINST NATIONAL

National Credit Systems Attempts to collect debt not owed / Debt was result of identity theft

02/21/2019

THIS IS MY SECOND COMPLAINT AGAINST NATIONAL CREDIT SYSTEM! I HAVE RECENTLY SENT THEM AN AFFIDAVIT TO CEASE AND DESIST ALL COLLECTION EFFORTS, AND TO STOP REPORTING ON A FRAUDULENT DEBT THAT I HAVE KNOW KNOWLEDGE ON AND ALSO NO CONTRACTUAL AGREEMENT BETWEEN MYSELF AND ALSO THEIR COMPANY. I ALSO DON'T THINK THAT NATIONAL CREDIT SYSTEM HAS A LICENSE

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Debt collection / Other debt

In XX/XX/2007, I moved to XXXX XXXX XXXX XXXX, a

National Credit Systems Attempts to collect debt not owed / Debt was paid

02/14/2019

In XX/XX/2007, I moved to XXXX XXXX XXXX XXXX, a brand new apartment complex in XXXX XXXX, FL. I signed a lease for a year. My rent for my 1 bedroom was well over {$1000.00}. I think it was $ 120- {$1300.00} a month. Im a complete germophobe, which is why Im willing to pay over {$1000.00} a month for a 1 bedroomfor a new apartment. When I moved in,

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Debt collection / Other debt

I am in the process of rebuilding my credit and

National Credit Systems Attempts to collect debt not owed / Debt is not mine

02/11/2019

I am in the process of rebuilding my credit and recently pulled my credit reports from XXXX, XXXX, and XXXX and noticed a debt that I believe that I do not owe. The company attempting to collect the debt is National Credit Systems. I do not believe that I owe this company or the original creditor which is XXXX XXXX. Apparently this is a joint

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Debt collection / Other debt

I rented an apartment at XXXX XXXX in XXXX XXXX

National Credit Systems Attempts to collect debt not owed / Debt is not mine

02/10/2019

I rented an apartment at XXXX XXXX in XXXX XXXX XXXX, Texas. I was evicted over a year ago and just found out that I was put into collections by NATIONAL CREDIT SYSTEMS. I was never notified and my phone number and email has never changed. I was never notified of charges, and never contacted by the NATIONAL CREDIT SYSTEMS or XXXX XXXXXXXX.

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Debt collection / Unknown

Was not informed of debt until after being placed

02/08/2019

Was not informed of debt until after being placed in the credit bureau asked for verification notice and found inaccuracies. Please provide a copy of payment history and the amount stating I owe along with signature of an agreement. Along with proof of trying to get in touch with me about the debt.Payment history first and last payment received.

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Debt collection / Other debt

My complaint is with National Credit Systems in

National Credit Systems Attempts to collect debt not owed / Debt was paid

02/07/2019

My complaint is with National Credit Systems in XXXX, Georgia. They reach out to me in attempt to collect a debt that I didnt owe. For starters, the letter that they sent arrived practically a month from the date printed on it ( could be that they sent it out late or an issue with the postal service ). I called to let them know that I dont owe them

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Debt collection / Other debt

National Credit Systems , Inc has failed to

02/04/2019

National Credit Systems , Inc has failed to properly submit verification method of a debt that the original creditor placed on my credit report in XXXX of XXXX. Last payment that was paid on the account was XX/XX/XXXX in which the statue of limitations for the State of Texas is a total of 4 years. Its a violation of the collection practices act

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