Oracle Financial Group Debt Help

171

Consumer Issues

There are 171 issues about Oracle Financial Group

92%

Acceptable Response Time

Oracle Financial Group responded to 159 consumer issues in a timely manner

16

Issues so far in 2018

16 issues through April 25th, 2019. There were 27 consumer issues in 2017.

Oracle Financial Group Debt collection

There are 171 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Oracle Financial Group, it is helpful to research their strategies.

We have archived 171 consumer complaints against Oracle Financial Group, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Oracle Financial Group deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

22 Filings

  • Debt is not mine: 15
  • Debt was already discharged in bankruptcy: 1
  • Debt was paid: 5
  • Debt was result of identity theft: 1

Debt Verification

6 Filings

  • Communications failed to disclose attempt to collect a debt: 1
  • Not enough info provided to verify debt: 3
  • Right to dispute debt notice not received: 2

False statements or representation

29 Filings

  • Attempted to collect wrong amount: 3
  • Impersonated an attorney or official: 10
  • Impersonated attorney, law enforcement, or government official: 6
  • Indicated committed crime not paying: 9
  • Told you not to respond to a lawsuit they filed against you: 1

Harrassing Communications

38 Filings

  • Called after sent written cease communications: 1
  • Called outside of 8am-9pm: 1
  • Frequent or repeated calls: 14
  • Threatened to take legal action: 17
  • Used obscene, profane, or other abusive language: 5

Improper contact or info sharing

18 Filings

  • Contacted me after I asked not to: 2
  • Contacted my employer: 12
  • Talked to a third party about my debt: 4

Took or threatened negative or legal action

58 Filings

  • Collected or attempted to collect exempt funds: 1
  • Seized or attempted to seize my property: 1
  • Sued you in a state where you do not live or did not sign for the debt: 1
  • Sued you without properly notifying you of lawsuit: 3
  • Threatened arrest or jail if I do not pay: 33
  • Threatened or suggested your credit would be damaged: 2
  • Threatened to sue me for very old debt: 17

Oracle Financial Group Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Oracle Financial Group, you may have the right to settle your debt for less than the full amount.

Oracle Financial Group Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Oracle Financial Group into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Payday loan debt

on XX/XX/18 XXXX XXXX from oracle financial group

Oracle Financial Group Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

12/19/2018

on XX/XX/18 XXXX XXXX from oracle financial group left me a voicemail stating fraud charges were going to be filed on my for non payment to XXXX. said I needed to pay a certain amount by that day. I agreed to pay XXXX that day with a debit card because she scared me with threats. then the remainder of XXXX would be dedutced on XX/XX/18 and

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Debt collection / Unknown

Representative from Oracle group, LLC called my

Oracle Financial Group Harrassing Communications / Frequent or repeated calls

09/06/2018

Representative from Oracle group, LLC called my work # ( XXXX XX/XX/18 ) - when he got my voicemail he called back and spoke with the receptionist and said he wanted me paged. She refused and gave him to my voicemail ( Said his name was XXXX ) I called back at XXXX XXXX and spoke with Mr. XXXX and asked him to identify what company he was with

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Debt collection / Payday loan debt

On XX/XX/2018 I received a voice message from a

08/23/2018

On XX/XX/2018 I received a voice message from a XXXX XXXX at XXXX stating to be from a law firm. Additional family members where contacted from Mr. XXXX and as well given my confidential information. I advised Mr. XXXX that I am willing to contact XXXX XXXX and make any arrangements. Mr. XXXX stated that I was unable to make any arrangements with

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Debt collection / Payday loan debt

Received recurring phone calls from a company by

Oracle Financial Group Took or threatened negative or legal action / Threatened to sue me for very old debt

06/27/2018

Received recurring phone calls from a company by the name of Oracle Financial Group claiming fraud concerning an XXXX XXXX XXXX account. First couple of calls were from New York. The last 20 calls have been from an unknown number. This message is intended for XXXX. My name is XXXX XXXX I'm contacting you in regards to paperwork I received in my

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Debt collection / Unknown

I received a call to my cell and to my home phone

Oracle Financial Group Attempts to collect debt not owed / Debt was already discharged in bankruptcy

06/01/2018

I received a call to my cell and to my home phone from Oracle Financial Group, LLC A XXXX XXXX left threatening messages stating I am being accused of fraud with a local financial instiution. I called the number and was called a liar, I do not owe this debt and I also looked up other complaints against this debt collector. I have no unpaid debts

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Debt collection / Payday loan debt

On XX/XX/XXXX I was given a call by Oracle

Oracle Financial Group Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

05/10/2018

On XX/XX/XXXX I was given a call by Oracle Financial Group LLC by XXXX XXXX who had threatened me with legal action if I did not pay them money. They told me also my credit would be damaged dramatically if I did not pay. I did end up giving some card information for my payments and was cooperative, however, XXXX did not send me any paperwork or

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Debt collection / Payday loan debt

I received a phone call on my work phone on

04/05/2018

I received a phone call on my work phone on XX/XX/XXXX at XXXX XXXX, from a guy whom never stated his name. It caught me by surprise because he addressed me by first and last name, he state that he was hired by a company to investigate and track me down for a debt that I owe and if I did not pay this debt within 48 hrs he was going to come to my

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Debt collection / Credit card debt

I received a call from a person called XXXX XXXX

Oracle Financial Group Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

03/29/2018

I received a call from a person called XXXX XXXX from Oracle saying that there is a matter with XXXX County regarding some serious allegations involving my social and date of birth. They need to hear from me or my legal representation immediately and failure to do so may result in further action with or without my consent and may also involve

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Debt collection / Unknown

First, let me says I have been inundated with

Oracle Financial Group Took or threatened negative or legal action / Sued you in a state where you do not live or did not sign for the debt

02/07/2018

First, let me says I have been inundated with fraudulent accounts, credit inquiries and companies opening account that I did authorized. On XX/XX/XXXX,2018, there was a voicemail introducing herself as XXXX XXXX ( OFG-Oracle Financial Group ) proceeded by my name and date of birth. She says this pertaining to 2 civil issue which was Internet Fraud

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Debt collection / Payday loan debt

XXXX Obtained payday loan for an emergency vehicle

Oracle Financial Group Took or threatened negative or legal action / Seized or attempted to seize my property

09/21/2017

XXXX Obtained payday loan for an emergency vehicle repair. Was unable to repay in a timely manner, debt defaulted and was turned over to collections. XX/XX/XXXXReceived call from a representative XXXX XXXX from Oracle Financial Group, LLC to discuss making payment arrangements through the collection agency for the previously defaulted payday

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