Perfection Collection Debt Help

211

Consumer Issues

There are 211 issues about Perfection Collection

97%

Acceptable Response Time

Perfection Collection responded to 205 consumer issues in a timely manner

110

Issues so far in 2018

110 issues through April 25th, 2019. There were 53 consumer issues in 2017.

Perfection Collection Debt collection

There are 211 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Perfection Collection, it is helpful to research their strategies.

We have archived 211 consumer complaints against Perfection Collection, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Perfection Collection deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

117 Filings

  • Debt is not mine: 78
  • Debt was already discharged in bankruptcy: 2
  • Debt was paid: 16
  • Debt was result of identity theft: 21

Debt Verification

47 Filings

  • Communications failed to disclose attempt to collect a debt: 2
  • Not enough info provided to verify debt: 27
  • Right to dispute debt notice not received: 18

False statements or representation

20 Filings

  • Attempted to collect wrong amount: 17
  • Impersonated attorney, law enforcement, or government official: 2
  • Indicated you were committing crime by not paying debt: 1

Harrassing Communications

8 Filings

  • Frequent or repeated calls: 2
  • Threatened to take legal action: 1
  • Used obscene, profane, or other abusive language: 1
  • You told them to stop contacting you, but they keep trying: 4

Took or threatened negative or legal action

19 Filings

  • Threatened arrest or jail if I do not pay: 3
  • Threatened or suggested your credit would be damaged: 13
  • Threatened to sue me for very old debt: 3

Perfection Collection Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Perfection Collection, you may have the right to settle your debt for less than the full amount.

Perfection Collection Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Perfection Collection into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Unknown

Upon looking at my credit file in XXXX of XXXX, I

Perfection Collection Attempts to collect debt not owed / Debt is not mine

03/13/2019

Upon looking at my credit file in XXXX of XXXX, I realized there was a collection being report to XXXX in the amount of {$3400.00} by a company called Perfection Collection. The company said the debt was opened on XX/XX/XXXX This debt is most certainly not mine, and I'd like the matter resolved and removed from my credit file.

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Debt collection / Other debt

I contacted 'Perfection Collection ' via phone

Perfection Collection Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

03/07/2019

I contacted 'Perfection Collection ' via phone XXXX on Tues. XXXX XX/XX/2019 to make them aware of a law suit pending with XXXX XXXX XXXX XXXX XXXX ( I believe them to be one of the same owners ). I also explained that XXXX XXXX XXXX XXXX was in breach of the contract ( XXXX did NOT call police ) and Perfection Collection stated that I would still

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Debt collection / Unknown

I do not know who charge this alarm in my name? I

Perfection Collection Attempts to collect debt not owed / Debt is not mine

02/28/2019

I do not know who charge this alarm in my name? I have lived in my house 28 years, I have never lived at this home where the alarm was installed or signed my name on any document allowing these charges to be in my name, I did not know anything about this charges until it appeared on my credit report. The collection agency has no sense of urgency to

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Debt collection / Unknown

Perfection Collection XXXX XXXX XXXX XXXX XXXX

02/26/2019

Perfection Collection XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX XXXX This group cost me time and money in XX/XX/XXXX and now I know why! They reported to credit without complying with the law by giving me notice to dispute a debt. I received a letter today that this account is reported to my credit. I do not owe this account and did not have a

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Debt collection / Other debt

I recieved a collection letter from perfection

Perfection Collection Attempts to collect debt not owed / Debt was result of identity theft

02/22/2019

I recieved a collection letter from perfection collection for the amount of {$3900.00}. I called the agency and explained that the debt was not mine. I made a police report, and disputed the claims with the credit bureau and had no success in rectifying the case. The debt is for a security system installed on a residence in XXXX. I don't know of

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Debt collection / Other debt

Original debt was from the security company XXXX,

Perfection Collection Took or threatened negative or legal action / Threatened or suggested your credit would be damaged

02/21/2019

Original debt was from the security company XXXX, I ordered a security system for my home and was promised a set rate and equipment, i did not receive the proper rate or equipment as well as other perks promised. I then canceled after that and spoke to numerous individuals at XXXX and was told that I don't owe anything. I later found out they put

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Debt collection / Other debt

This account was set up for a business in which I

Perfection Collection Attempts to collect debt not owed / Debt is not mine

02/15/2019

This account was set up for a business in which I was the XXXX of back in XX/XX/XXXX. We set up tp sell XXXX XXXX security. The account was for the business, not for a personal use, and I was never making any payments regarding this account. The only way that I know it having any of my information was saying I was the person to contact if there was

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Debt collection / Other debt

I received a voicemail message from Perfection

02/12/2019

I received a voicemail message from Perfection Collection stating " this is a call regarding field documentation I have here for you that requires your signature so you need to be available. Make sure you have a photo ID and a witness present. If you're not going to be available today you must get in contact with the filing office directly to avoid

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Debt collection / Other debt

Perfection Collections is attempting to collect a

Perfection Collection Attempts to collect debt not owed / Debt was paid

02/11/2019

Perfection Collections is attempting to collect a debt on behalf of XXXX that is not owed. The relationship with XXXX was previously settled in the amount of {$1500.00} on XX/XX/XXXX. Perfection Collections has reported a debt to the credit bureau 's as of XX/XX/XXXX

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Debt collection / Unknown

I received a call and letter from a company trying

Perfection Collection Attempts to collect debt not owed / Debt was result of identity theft

02/07/2019

I received a call and letter from a company trying to collect a debt from me, originating from a company named " XXXX XXXX XXXX ''. I have never had nor entertained a home security system, however somehow, this company had my social security number, name and apparently ... forged my signature to complete a loan for someone other than me in a

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