Pinnacle Credit Services Debt Help

951

Consumer Issues

There are 951 issues about Pinnacle Credit Services

99%

Acceptable Response Time

Pinnacle Credit Services responded to 948 consumer issues in a timely manner

38

Issues so far in 2018

38 issues through April 25th, 2019. There were 87 consumer issues in 2017.

Pinnacle Credit Services Debt collection

There are 951 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Pinnacle Credit Services, it is helpful to research their strategies.

We have archived 951 consumer complaints against Pinnacle Credit Services, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Pinnacle Credit Services deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

490 Filings

  • Debt is not mine: 313
  • Debt was already discharged in bankruptcy: 33
  • Debt was paid: 92
  • Debt was result of identity theft: 52

Debt Verification

316 Filings

  • Communications failed to disclose attempt to collect a debt: 17
  • Not enough info provided to verify debt: 229
  • Right to dispute debt notice not received: 70

False statements or representation

73 Filings

  • Attempted to collect wrong amount: 60
  • Impersonated an attorney or official: 5
  • Indicated committed crime not paying: 5
  • Indicated shouldn't respond to lawsuit: 2
  • Indicated you were committing crime by not paying debt: 1

Harrassing Communications

27 Filings

  • Called after sent written cease communications: 6
  • Called outside of 8am-9pm: 1
  • Frequent or repeated calls: 13
  • Threatened to take legal action: 1
  • Used obscene, profane, or other abusive language: 6

Improper contact or info sharing

23 Filings

  • Contacted me after I asked not to: 4
  • Talked to a third party about my debt: 19

Took or threatened negative or legal action

22 Filings

  • Collected or attempted to collect exempt funds: 1
  • Threatened arrest or jail if I do not pay: 2
  • Threatened or suggested your credit would be damaged: 5
  • Threatened to sue me for very old debt: 14

Pinnacle Credit Services Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Pinnacle Credit Services, you may have the right to settle your debt for less than the full amount.

Pinnacle Credit Services Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Pinnacle Credit Services into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Other debt

XXXX : Being XXXX XXXX, I had to exercise one of

Pinnacle Credit Services Attempts to collect debt not owed / Debt is not mine

02/11/2019

XXXX : Being XXXX XXXX, I had to exercise one of my SCRA benefits, and terminate my cellular service contract early, due to XXXX to a location where my current service was not yet provided, as well as getting ready to deploy on a XXXX, where you don't get cellular service, for 100+ days. I called XXXX, and explained the situation to the agent.

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Debt collection / Other debt

I received a correspondence from XXXX XXXX XXXX

Pinnacle Credit Services Attempts to collect debt not owed / Debt is not mine

01/12/2019

I received a correspondence from XXXX XXXX XXXX dated XX/XX/XXXX, attempting to collect an alleged debt on behalf of Pinnacle Credit Services. I responded promptly once receiving this correspondence completely rejecting, rebutting and rebuking such a false claim and advised that I owe no such debt and have no contract or obligation whatsoever with

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Debt collection / Other debt

On XX/XX/2018 a certified letter was sent to XXXX

Pinnacle Credit Services Attempts to collect debt not owed / Debt is not mine

09/05/2018

On XX/XX/2018 a certified letter was sent to XXXX XXXX C/O XXXX C/O XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX asking if they could validate this debt that they said I owed. I also contacted XXXX XXXX XXXX XXXX, XXXX XXXX, NY XXXX in trying to have this matter resolved but no answer

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Debt collection / Other debt

XXXX XXXX, XXXX is representing the creditor

Pinnacle Credit Services Took or threatened negative or legal action / Threatened to sue me for very old debt

08/31/2018

XXXX XXXX, XXXX is representing the creditor Pinnacle Services, LLC that is trying to collect on an old debt for a XXXX XXXX bill dating back to XX/XX/XXXX or XX/XX/XXXX. I received a collection notice in the mail on XX/XX/XXXX from XXXX XXXX, XXXX dated XX/XX/XXXX. This debt is past the 7 year statute to collect and is likely listed on my credit

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Debt collection / Credit card debt

I was checking my pay stub and noticed that it was

08/10/2018

I was checking my pay stub and noticed that it was much different than usual meaning it was short {$460.00}, the same day I received a letter in the mail from my HR department ( Not from a collection agency or any other source outside my employer ) stating that they hard a court order to garnish my check for 25 % of my earnings for 30 pay periods.

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Debt collection / Other debt

I HAVE BEEN RECEIVING SEVERAL COLLECTION AGENCY 'S

Pinnacle Credit Services Attempts to collect debt not owed / Debt was already discharged in bankruptcy

08/07/2018

I HAVE BEEN RECEIVING SEVERAL COLLECTION AGENCY 'S ATTEMPTING TO COLLECT A DEBT FOR A COMPANY CALLED " PINNACLE CREDIT SERVICES, '' THESE DEBT COLLECTORS ARE HEREIN LISTED HAS THE FOLLOWING ; XXXX XXXX XXXX AND XXXX XXXX XXXX XXXX. THIS CASE OF PINNACLE WAS FILED UNDER AN OLD U.S.BANKRUPTCY CASE FILE AND WAS LATER DISCHARGED UNDER CHAPTER XXXX,

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Debt collection / Other debt

On XX/XX/2018 I sent out a validation letter to

07/11/2018

On XX/XX/2018 I sent out a validation letter to Pinnacle LLC/ XXXX for 2 collections in the amount of XXXX $ and XXXX $ dollars that they say I owe. I requested their offices to provide me with competent evidence that I have any legal obligation to pay them or If they can prove I owe the debt.I also included if their offices are able to provide

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Debt collection / Credit card debt

XXXX XXXX, XXXX sent me a letter dated XX/XX/XXXX,

07/09/2018

XXXX XXXX, XXXX sent me a letter dated XX/XX/XXXX, from XXXX XXXX XXXX XXXX XXXX, XXXX, MO XXXX. Phone number XXXX. Original Account : XXXX. Their Account # : XXXX Charge -Off Date : XX/XX/XXXX. Principal Balance : {$1300.00}. Balance Due : {$2200.00}. Interest Balance {$850.00}. Pinnacle Credit Services LLC and different creditors have been

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