ROC Asset Solutions Debt Help

87

Consumer Issues

There are 87 issues about ROC Asset Solutions

25%

Acceptable Response Time

ROC Asset Solutions responded to 22 consumer issues in a timely manner

3

Issues so far in 2018

3 issues through April 25th, 2019. There were 30 consumer issues in 2017.

ROC Asset Solutions Debt collection

There are 87 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from ROC Asset Solutions, it is helpful to research their strategies.

We have archived 87 consumer complaints against ROC Asset Solutions, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how ROC Asset Solutions deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

5 Filings

  • Debt is not mine: 4
  • Debt was paid: 1

Debt Verification

3 Filings

  • Not enough info provided to verify debt: 1
  • Right to dispute debt notice not received: 2

False statements or representation

12 Filings

  • Attempted to collect wrong amount: 1
  • Impersonated an attorney or official: 6
  • Impersonated attorney, law enforcement, or government official: 3
  • Indicated committed crime not paying: 1
  • Indicated you were committing crime by not paying debt: 1

Harrassing Communications

22 Filings

  • Called after sent written cease communications: 1
  • Frequent or repeated calls: 10
  • Threatened to take legal action: 8
  • You told them to stop contacting you, but they keep trying: 3

Improper contact or info sharing

23 Filings

  • Contacted me after I asked not to: 4
  • Contacted my employer: 5
  • Talked to a third party about my debt: 14

Took or threatened negative or legal action

22 Filings

  • Seized or attempted to seize my property: 1
  • Sued you without properly notifying you of lawsuit: 1
  • Threatened arrest or jail if I do not pay: 13
  • Threatened or suggested your credit would be damaged: 2
  • Threatened to sue me for very old debt: 5

ROC Asset Solutions Debt Settlement

If you are experiencing financial hardship and are unable to make payments to ROC Asset Solutions, you may have the right to settle your debt for less than the full amount.

ROC Asset Solutions Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with ROC Asset Solutions into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Payday loan debt

XX/XX/XXXX they started calling my boyfriends

ROC Asset Solutions Improper contact or info sharing / Talked to a third party about my debt

04/13/2018

XX/XX/XXXX they started calling my boyfriends family, and even his ex wife that i dont know. they called them multiple times and said that i used them as reference, i never given them references. They gave my info to my bd ex wife who has been harassing me. And now she knows my info. I dont know how they got her number. I dont even know those

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Debt collection / Unknown

I received a voicemail message ( on my private

10/13/2017

I received a voicemail message ( on my private cell phone ) on XXXX XXXX, XXXX. A woman named " XXXX XXXX '' said to call back the number XXXX XXXX XXXX XXXX. On the voicemail she claimed to be looking for a relative of mine allegedly over a summons they wanted to serve. The message told me to call back an " XXXX XXXX '' and gave me a reference

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Debt collection / Unknown

Addendum to XXXX API recovery and it

ROC Asset Solutions False statements or representation / Indicated you were committing crime by not paying debt

08/30/2017

Addendum to XXXX API recovery and it representative XXXX XXXX XXXX XXXX XXXX has some how got possession of by cell phone records. They have called previous employers, friends and relatives who have never been included in any credit application at any point in time. They have impersonated attorneys and have claimed that I am in legal trouble and

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Debt collection / Unknown

XXXX XXXX from API ( XXXX xt XXXX ) has called all

ROC Asset Solutions Improper contact or info sharing / Talked to a third party about my debt

08/29/2017

XXXX XXXX from API ( XXXX xt XXXX ) has called all my relatives, friends and previous employers and threatened legal action against them if they do n't provide my personal information. I can provide a minimum of XXXX individuals who will attest to the fact that she continues calling and threatening them even after they tell her not to.

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Debt collection / Unknown

I ( and my family ) received several phone calls

08/23/2017

I ( and my family ) received several phone calls from a company called API stating theh were hired by XXXX and that they are going to sue me for over {$13000.00}. However, I contacted LoanMe said they sold my account to a third party collection agency ( that agency is not API ) and the amount sold was {$4000.00}. A woman named XXXX first contacted

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Debt collection / Payday loan debt

I received several calls from someone named XXXX

ROC Asset Solutions Took or threatened negative or legal action / Threatened to sue me for very old debt

08/21/2017

I received several calls from someone named XXXX stating she was from API and was trying to get an statement from me or my attorney. They called my brothers and told them that I listed them as a reference ( LIES! ). I finally called back and they were threatening to take the matter to court to garnish my wages if I did n't make a down payment by

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Debt collection / Payday loan debt

In addition to complaint # XXXX and XXXX ( the

ROC Asset Solutions Took or threatened negative or legal action / Threatened arrest or jail if I do not pay

08/16/2017

In addition to complaint # XXXX and XXXX ( the original complaint ) they contacted another family member on XXXX XXXX, 2017. They contacted my aunt, stated they were trying to reach me regarding a serious legal matter. They also contacted my Grandmother 's home, I have no idea how they are even getting this information. They told my grandmother I

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Debt collection / Payday loan debt

XXXX XXXX, who states works for the collections

ROC Asset Solutions Harrassing Communications / Frequent or repeated calls

08/07/2017

XXXX XXXX, who states works for the collections company, has been harassing me and my family members with numerous phone calls. He contacted my place of work about six times within ten minutes. He contacted my cousin twice, my sister four times, and my brother twice. He then called my cell phone again three times in a row. He told my sister that he

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