Stellar Recovery Debt Help

1,170

Consumer Issues

There are 1,170 issues about Stellar Recovery

98%

Acceptable Response Time

Stellar Recovery responded to 1156 consumer issues in a timely manner

14

Issues so far in 2018

14 issues through April 25th, 2019. There were 269 consumer issues in 2017.

Stellar Recovery Debt collection

There are 1,170 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from Stellar Recovery, it is helpful to research their strategies.

We have archived 1,170 consumer complaints against Stellar Recovery, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how Stellar Recovery deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

695 Filings

  • Debt is not mine: 432
  • Debt was already discharged in bankruptcy: 18
  • Debt was paid: 163
  • Debt was result of identity theft: 82

Debt Verification

277 Filings

  • Communications failed to disclose attempt to collect a debt: 14
  • Not enough info provided to verify debt: 145
  • Right to dispute debt notice not received: 118

False statements or representation

62 Filings

  • Attempted to collect wrong amount: 53
  • Impersonated an attorney or official: 3
  • Indicated committed crime not paying: 4
  • Indicated you were committing crime by not paying debt: 2

Harrassing Communications

91 Filings

  • Called after sent written cease communications: 5
  • Called outside of 8am-9pm: 2
  • Frequent or repeated calls: 63
  • Threatened to take legal action: 8
  • Used obscene, profane, or other abusive language: 6
  • You told them to stop contacting you, but they keep trying: 7

Improper contact or info sharing

35 Filings

  • Contacted me after I asked not to: 11
  • Contacted me instead of my attorney: 1
  • Contacted my employer: 1
  • Talked to a third party about my debt: 22

Took or threatened negative or legal action

10 Filings

  • Seized or attempted to seize my property: 1
  • Sued you without properly notifying you of lawsuit: 1
  • Threatened arrest or jail if I do not pay: 4
  • Threatened or suggested your credit would be damaged: 3
  • Threatened to sue me for very old debt: 1

Stellar Recovery Debt Settlement

If you are experiencing financial hardship and are unable to make payments to Stellar Recovery, you may have the right to settle your debt for less than the full amount.

Stellar Recovery Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with Stellar Recovery into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Other debt

About XX/XX/XXXX, I was informed on a credit

Stellar Recovery Attempts to collect debt not owed / Debt is not mine

08/03/2018

About XX/XX/XXXX, I was informed on a credit report that I had an outstanding debt from XXXX Cable Company for {$180.00}. The information about my name, address, and last digits of my social security number were incorrect. Around this time, I had been a victim of identity theft. I completed a police report, which named the debt collections company,

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Debt collection / Unknown

I called XXXX today and was gave the name of the

Stellar Recovery False statements or representation / Attempted to collect wrong amount

04/11/2018

I called XXXX today and was gave the name of the company reporting all this false information. I was told that they didn't have any contact information for this company. So by law how can this company be reporting fake names and addresses. The name is XXXX XXXX this is not my name this has been going on for months with this false information. I

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Debt collection / Unknown

I called XXXX today and was gave the name of the

Stellar Recovery False statements or representation / Attempted to collect wrong amount

04/11/2018

I called XXXX today and was gave the name of the company reporting all this false information. I was told that they didn't have any contact information for this company. So by law how can this company be reporting fake names and addresses. The name is XXXX XXXX this is not my name this has been going on for months with this false information. I

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Debt collection / Other debt

File Number : XXXX I am in receipt of your

Stellar Recovery Attempts to collect debt not owed / Debt is not mine

04/05/2018

File Number : XXXX I am in receipt of your companys letter informing me you are handling the collection of the account mentioned above. However after reviewing my records, I am unable to find any documentation of any contractual relationship between STELLAR REOVERY INC and myself, XXXX XXXX XXXX, which makes you a person entitled to enforce a

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Debt collection / Other debt

I paid Stellar Recovery phone number XXXX address

Stellar Recovery Attempts to collect debt not owed / Debt was paid

03/26/2018

I paid Stellar Recovery phone number XXXX address XXXX XXXX XXXX XXXX XXXX XXXX in XXXX FLORIDA {$450.00} to pay a XXXX bill to be removed from my credit then i received a letter from another company named XXXX XXXX saying that the bill had been reopened an i still owe {$450.00} when i paid the bill on my credit report the bill was removed an said

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Debt collection / Other debt

XXXX XXXX has placed a collection item on my

Stellar Recovery Attempts to collect debt not owed / Debt is not mine

01/14/2018

XXXX XXXX has placed a collection item on my credit report with the credit bureaus. That collection item showed up suddenly and does not belong to me. The name on the debt is not my name, yet was the debt was still attributed to me and placed on my credit report. This is deeply problematic as it prevents me from getting a home loan. On Wednesday,

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Debt collection / Other debt

I am currently under chapter XXXX Bankruptcy

Stellar Recovery Attempts to collect debt not owed / Debt was already discharged in bankruptcy

01/10/2018

I am currently under chapter XXXX Bankruptcy proceedings, which was filed on last XX/XX/XXXX. I had included a debt from XXXX XXXX XXXX TV programming in the amount of {$350.00} and had the Bankruptcy court notify them and their collections agencies at the time via The Court proper channels. But out of the blue on XX/XX/XXXX I received an email to

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