U.S. Bancorp Debt Help

746

Consumer Issues

There are 746 issues about U.S. Bancorp

100%

Acceptable Response Time

U.S. Bancorp responded to 746 consumer issues in a timely manner

138

Issues so far in 2018

138 issues through April 25th, 2019. There were 121 consumer issues in 2017.

U.S. Bancorp Debt collection

There are 746 consumer issues related to Debt collection

Last Updated: April 25th, 2019

If you are dealing with debt collection attempts from U.S. Bancorp, it is helpful to research their strategies.

We have archived 746 consumer complaints against U.S. Bancorp, as reported by the CFPB. It is important to remember that these complaints are not verified, although they provide great debt negotiation strategy insight by seeing how U.S. Bancorp deals with collecting debt from other consumers.

Should you want to file a complaint or speak to a debt help counselor, we are here for you.

Attempts to collect debt not owed

233 Filings

  • Debt is not mine: 102
  • Debt was already discharged in bankruptcy: 25
  • Debt was paid: 62
  • Debt was result of identity theft: 44

Debt Verification

165 Filings

  • Communications failed to disclose attempt to collect a debt: 12
  • Not enough info provided to verify debt: 131
  • Right to dispute debt notice not received: 22

False statements or representation

68 Filings

  • Attempted to collect wrong amount: 38
  • Impersonated an attorney or official: 9
  • Impersonated attorney, law enforcement, or government official: 9
  • Indicated committed crime not paying: 6
  • Indicated shouldn't respond to lawsuit: 1
  • Indicated you were committing crime by not paying debt: 5

Harrassing Communications

129 Filings

  • Called after sent written cease communications: 8
  • Called outside of 8am-9pm: 3
  • Frequent or repeated calls: 63
  • Threatened to take legal action: 39
  • Used obscene, profane, or other abusive language: 11
  • You told them to stop contacting you, but they keep trying: 5

Improper contact or info sharing

36 Filings

  • Contacted me after I asked not to: 10
  • Contacted me instead of my attorney: 1
  • Contacted my employer: 7
  • Talked to a third party about my debt: 18

Took or threatened negative or legal action

115 Filings

  • Collected or attempted to collect exempt funds: 7
  • Seized or attempted to seize my property: 9
  • Sued you without properly notifying you of lawsuit: 7
  • Threatened arrest or jail if I do not pay: 18
  • Threatened or suggested your credit would be damaged: 3
  • Threatened to sue me for very old debt: 71

U.S. Bancorp Debt Settlement

If you are experiencing financial hardship and are unable to make payments to U.S. Bancorp, you may have the right to settle your debt for less than the full amount.

U.S. Bancorp Debt Management

If you are experiencing financial hardship and burdened by fees and interest, you may qualify to enter your debt with U.S. Bancorp into a debt management plan. The goal of a debt management plan, also known as credit counseling, is to repay the full amount with more beneficial terms to the consumer.

Debt collection / Credit card debt

Good afternoon, I received a call from two phone

U.S. Bancorp Attempts to collect debt not owed / Debt was paid

02/19/2019

Good afternoon, I received a call from two phone numbers today. First, XXXX, stating her name as XXXX and that I was on her list for being served in the next two days. She left me a number to call back, XXXX. When I did, I spoke with someone named XXXX, XXXX, I couldn't quite understand her name. She had my full social security number, full name,

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Debt collection / Unknown

I was contacted over 20 times about resolving a

U.S. Bancorp Took or threatened negative or legal action / Threatened to sue me for very old debt

02/07/2019

I was contacted over 20 times about resolving a debt that I have never created. I was left multiple voicemails from someone telling me that they were attempting to serve me with documents. I was told that I was being sued and that my wages were going to be garnished from a XX/XX/2006 debt with us bank, due to this being a bank it was a federal

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Debt collection / Other debt

Was contacted on XX/XX/XXXX about a debt from

U.S. Bancorp Took or threatened negative or legal action / Threatened to sue me for very old debt

01/31/2019

Was contacted on XX/XX/XXXX about a debt from XX/XX/XXXX. Was threaten to be sued over debt that I thought was resolved. Was very aggressive over the phone and attempted to immediately take payment. I agreed to review a payment plan to get off the phone. Called again XX/XX/XXXX and XX/XX/XXXX attempting to collect. I did not answer these times and

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Debt collection / Other debt

I use XXXX XXXX XXXX in 2005. I just had my XXXX

U.S. Bancorp Took or threatened negative or legal action / Threatened to sue me for very old debt

01/25/2019

I use XXXX XXXX XXXX in 2005. I just had my XXXX child and I accidentally overdrafted my US Bank account by {$0.00} on a purchase on a Friday. I didn't work the following weekend and was completely unaware of the fees being {$35.00} a day on weekends. By the following Friday when I went to the bank to deposit my weekly earnings, they told me I was

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Debt collection / Other debt

I had a checking 's account with US bank. I had

U.S. Bancorp False statements or representation / Indicated you were committing crime by not paying debt

01/21/2019

I had a checking 's account with US bank. I had stopped working around mid year In XX/XX/2018. I had one thing on automatic payments and it was trying to charge on my account. I had called to help fix that because the transaction kept trying to go through multiple times which now the USbank was charging overdraft fees every time it was trying to

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Debt collection / Credit card debt

I applied for a Credit Card at XXXX XXXX which was

U.S. Bancorp Attempts to collect debt not owed / Debt is not mine

01/13/2019

I applied for a Credit Card at XXXX XXXX which was approved I made one time purchase at the time of opening. Apparently US Bank was the credit issuing bank but the envelopes they have been sending had no labels on the outside that would hint at that these are for XXXX XXXX. I assumed these envelopes were marketing materials from US Bank which I

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Debt collection / Unknown

XX/XX/19 i received a phone stateting i was being

01/08/2019

XX/XX/19 i received a phone stateting i was being sued by debt owe 12 years ago. Which I dont recall ever heaving. They also call my work and family members. Not sure if they're Legit. Without me giving them my ssn number they had already told my what it was. According to them I owe {$790.00}. When i told why did this never show up in my credit

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Debt collection / Unknown

All of this information pertains to an account at

U.S. Bancorp Attempts to collect debt not owed / Debt was result of identity theft

01/08/2019

All of this information pertains to an account at U.S. Bank and in XXXX I was made a joint account holder with my elderly parent on their U.S. Bank bank account. In XXXX at or about XXXX, right after both parents passed away, my parents were removed and my brother was added to the account as a joint account holder to complete execution of their

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